Eaton County property record for 206 Division St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,555 sqft · built 1930 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,900 (Jul 2018) |
| Tax Bill | $2,056 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30007160106500 |
| Primary APN | 30007160106500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,555 sqft Living Area |
| 1st Floor Area | 811 sqft |
| Basement Area | 711 sqft |
| Unfinished Basement | 711 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 82.5 ft deep x 52.8 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 206 DIVISION ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | COM 5 FT W OF SE COR OF LOT 6, W 52.75 FT, N 82 1/2 FT, E 52.75 FT, S 5 RODS TO BEG. BLOCK 1. NORTH ADDITION CITY OF EATON RAPIDS |
| Legal Subdivision | NORTH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21301 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 206 DIVISION ST, EATON RAPIDS, MI 48827-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAKE MICHIGAN CU |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Mar 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on Record |
| Deed Sale | Jul 16, 2018 · Amount on Record |
| Prior Sale | Mar 29, 2017 · Amount on Record |
| Deed Book / Page | 2743 / 612 |
| Prior Transfer Date | Aug 11, 2011 |
| Prior Transfer Doc | 2350/1090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 206 DIVISION ST, EATON RAPIDS, MI 48827-1018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02815/0180 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 2815/0180 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jul 16, 2018 |
| Property Address | 206 DIVISION ST, EATON RAPIDS, MI 48827-1018 |
| Document Number | 02743/0612 |
| Book / Page | 2743 / 0612 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 422 W LAWRENCE AVE, 422, CHARLOTTE, MI 48813-1442 |
| Name | Verified Name |
|---|---|
| Address | 206 DIVISION ST, EATON RAPIDS, MI 48827-1018 |
| Document Number | 0002743613 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2743/613 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Mar 29, 2017 |
| Property Address | 206 DIVISION ST, EATON RAPIDS, MI 48827-1018 |
| Document Number | 2671/0954 |
| Book / Page | 2671 / 0954 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | BELL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 DIVISION ST, 206, EATON RAPIDS, MI 48827-1018 |
| Name | Verified Name |
|---|---|
| Address | 422 W LAWRENCE AVE, CHARLOTTE, MI 48813-1442 |
| Document Number | 26710955 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 2671/0955 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,000 (+4.62%) | $144,930 (-) Land $21,550 Building $123,380 | |
| 2025 | $2,056.00 (-0.1%) Homeowner's exemption | $73,600 (+20.26%) | $144,930 (+18.41%) Land $21,550 Building $123,380 |
| 2024 | $2,058.00 (+3.31%) | ||
| 2023 | $61,200 | $122,400 | |
| 2022 | $1,992.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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