Hopkins County property record for 128 Cross St, Mortons Gap, KY 42440
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Company Names on Record |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MGAP-13-2 |
| Primary APN | MGAP-13-2 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Metal |
|---|---|
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 80 ft deep x 30 ft wide |
| Account Number | 0051131 |
|---|---|
| Street Address | 128 CROSS ST |
| City | MORTONS GAP |
| State | KY |
| Zip | 42440-2004 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ASSESSED WITH MGAP-13-1 |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | MADISONVILLE |
| Census Block Group | 4 |
| Census Block | 4071 |
| Census Tract | 970900 |
Source: Hopkins County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1031 RAINWATER LN, MANITOU, KY 42436-9715 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE SACRAMENTO DEPOSIT BANK |
| Mar 1, 2018 | Deed of Trust, Mortgage · Seller Carry-Back PHILIP K JOHNSON ETAL |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000076369 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 128 CROSS ST, MORTONS GAP, KY 42440-2004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1207/228 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 1207/228 |
| Instrument | 2018002030 |
| Name | THE SACRAMENTO DEPOSIT BANK |
|---|---|
| Type | Bank |
| Address | SACRAMENTO, KY 42372 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 128 CROSS ST, MORTONS GAP, KY 42440-2004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1207/239 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 1207/239 |
| Instrument | 2018002032 |
| Name | PHILIP K JOHNSON ETAL |
|---|---|
| Type | Seller |
| Address | PO BOX 488, MORTONS GAP, KY 42440 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 15, 2023 |
Source: Hopkins County assessment roll, as of April 1, 2019
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Municipality | Mortons Gap City |
| Unified School District | Hopkins County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective November 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269 |
|---|---|
| Water Source | Purchased surface water from SOUTH HOPKINS WATER DISTRICT |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Watch TV.
5G (outdoors only) and 4G LTE
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