130 Cross St, Mortons Gap, KY 42440 Property Records

Hopkins County property record for 130 Cross St, Mortons Gap, KY 42440

Property Summary

Property Type	Commercial
Details	built 1951
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Dec 2024)
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MGAP-13-3`

Property Details

APN / Parcel Number

Primary APN	`MGAP-13-3`
Alternative APNs	`59079` `51131` `62895`

Interior

Stories	1 Story

Exterior

Year Built	Built 1951
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Account Number	62895
Street Address	130 CROSS ST
City	MORTONS GAP
State	KY
Zip	42440-2004
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DIST:5 CITY/MUNI/TWP:MORTONS GAP
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	4
Census Block	4071
Census Tract	970900

Owner

Source: Hopkins County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	807 GRAVEL PIT RD, SEBREE, KY 42455-9667
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE SACRAMENTO DEPOSIT BANK
Jan 11, 2023	Deed, Transfer
Aug 3, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Jan 11, 2023 · Amount on Record
Deed Document Number	2024012063
Deed Book / Page	DEED829 / 540
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	130 CROSS ST, MORTONS GAP, KY 42440-2004
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 RAINWATER LN, MANITOU, KY 42436-9715

Mortgage

Document Number	MTG1399/735
Date	Feb 1, 2023
Book Page	MTG 1399/735
Instrument	2023001053

Lender

Name	THE SACRAMENTO DEPOSIT BANK
Type	Bank
Address	SACRAMENTO, KY 42372

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 20, 2028

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Jan 11, 2023
Property Address	130 CROSS ST, MORTONS GAP, KY 42440-2004
Document Number	DEED810/384
Book / Page	DEED 810 / 384
Instrument Date	Oct 6, 2022
Instrument	2023000370
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 FORMOSA DR, MADISONVILLE, KY 42431-8573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CROSS ST, MORTONS GAP, KY 42440-2004

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Aug 3, 2022
Property Address	130 CROSS ST, MORTONS GAP, KY 42440-2004
Document Number	DEED806/160
Book / Page	DEED 806 / 160
Instrument Date	Jul 19, 2022
Instrument	2022008699
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1260 HUNTSPOINT WAY, HENDERSON, KY 42420-2575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CROSS ST, MORTONS GAP, KY 42440-2004

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Mortons Gap City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,196.00 (+367.19%)	$115,000 (+475%)	$115,000 (+475%)
2023	$256.00	$20,000	$20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

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