Hopkins County property record for 103 Cross St, Mortons Gap, KY 42440
| Property Type | Mobile Home |
|---|---|
| Details | 1,104 sqft |
| Owner | 2 Individual Names on Record |
| Tax Bill | $283 (2025) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | MGAP-3-12-1 |
| Primary APN | MGAP-3-12-1 |
|---|---|
| Alternative APN |
|
| Building Area | 1,104 sqft Living Area |
|---|
| Garage Type | Detached |
|---|---|
| Parking Spaces | 2 Parking Spaces |
| Account Number | 33216 |
|---|---|
| Street Address | 103 CROSS ST |
| City | MORTONS GAP |
| State | KY |
| Zip | 42440-2004 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DIST:5 |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | MADISONVILLE |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 970900 |
Source: Hopkins County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 215 COVINGTON RDG, OWENSBORO, KY 42301-8458 |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 |
| Deed Sale | Sep 24, 2025 |
| Prior Sale | Aug 25, 2006 · Amount on Record |
| Deed Document Number | 2025009388 |
| Deed Book / Page | DEED838 / 169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Sep 24, 2025 |
| Property Address | 103 CROSS ST, MORTONS GAP, KY 42440-2004 |
| Document Number | DEED838/169 |
| Book / Page | DEED838 / 169 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025009388 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 COVINGTON RDG, OWENSBORO, KY 42301-8458 |
| Name | Verified Name |
|---|---|
| Address | 215 COVINGTON RDG, OWENSBORO, KY 42301-8458 |
| Investor | Possibly a Property Investor |
Source: Hopkins County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Municipality | Mortons Gap City |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283.00 (-1.39%) | $23,000 (-1.71%) | $23,000 (-1.71%) |
| 2024 | $287.00 (-1.03%) | $23,400 (-) | $23,400 (-) |
| 2023 | $290.00 | $23,400 | $23,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269 |
|---|---|
| Water Source | Purchased surface water from SOUTH HOPKINS WATER DISTRICT |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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