107 Cross St, Mortons Gap, KY 42440 Property Records

Hopkins County property record for 107 Cross St, Mortons Gap, KY 42440

Property Summary

Property Type	Single Family Home
Details	built 1929
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Nov 2024)
Tax Bill	$799 (2025)
Deeds & Mortgages	Nov 2024 Sale May 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MGAP-4-8`

Property Details

APN / Parcel Number

Primary APN	`MGAP-4-8`
Alternative APNs	`53109` `62750`

Interior

Stories	1 Story

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	62750
Street Address	107 CROSS ST
City	MORTONS GAP
State	KY
Zip	42440-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	4
Census Block	4028
Census Tract	970900

Owner

107 Cross St is owned by two individuals who bought it in November 2024.

Source: Hopkins County records, as of November 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 35, MORTONS GAP, KY 42440-0035
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Deed, Transfer
May 20, 2019	Deed, Transfer
Oct 5, 2018	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Aug 29, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on File
Deed Sale	Nov 15, 2024 · Amount on File
Prior Sale	Mar 12, 2024 · Amount on File
Deed Document Number	202410863
Deed Book / Page	828 / 224
Record Updated	Jun 8, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Nov 15, 2024
Property Address	107 CROSS ST, MORTONS GAP, KY 42440-2004
Document Number	DEED828/224
Book / Page	DEED828 / 224
Instrument Date	Nov 15, 2024
Instrument	2024010863
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 CROSS ST, MORTONS GAP, KY 42440-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 35, MORTONS GAP, KY 42440-0035

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	May 20, 2019
Property Address	107 CROSS ST, MORTONS GAP, KY 42440-2004
Document Number	000774/362
Book / Page	0774 / 362
Map Reference	DD 39 PG 233
Instrument Date	May 20, 2019
Instrument	2019005234
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$67.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 213, MORTONS GAP, KY 42440-0213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CROSS ST, MORTONS GAP, KY 42440-2004

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Oct 5, 2018
Property Address	107 CROSS ST, MORTONS GAP, KY 42440-2004
Document Number	000768/694
Book / Page	0768 / 694
Map Reference	DB 39 PG 39
Instrument Date	Oct 3, 2018
Instrument	2018011661
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 LAUREL RD, NEBO, KY 42441-9523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CROSS ST, MORTONS GAP, KY 42440-2004
Investor	Possibly a Property Investor

Mortgage

Document Number	2018011662
Date	Oct 5, 2018
Instrument	2018011662

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Aug 29, 2017
Property Address	107 CROSS ST, MORTONS GAP, KY 42440-2004
Document Number	000758/447
Book / Page	0758 / 447
Map Reference	DD 39 PG 233
Instrument Date	Aug 28, 2017
Instrument	2017009526
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 HALL ST, MADISONVILLE, KY 42431-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	450 LAUREL RD, NEBO, KY 42441-9523

Tax Assessment & Valuation

The 2025 property tax bill for 107 Cross St was $799.

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Mortons Gap City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$799.00	$75,000	$75,000
2023	$732.00	$67,300	$67,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures