1279 Cypress Dr, Vista, CA 92084 Property Records

San Diego County property record for 1279 Cypress Dr, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,474 sqft · built 1990
Lot Size0.25 acres (10,903 sqft)
OwnerIndividual Name on Record
Last Sale$870,000 (Sep 2025)
Tax Bill$8,332 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN180-164-23-00

Property Details

APN / Parcel Number

Primary APN180-164-23-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,474 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area10,903 sqft (0.25 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1279 CYPRESS DR
CityVISTA
StateCA
Zip92084-7218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPAR B TR PM13853
Legal SubdivisionCITY OF VISTA
Legal Tract13853
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1279 CYPRESS DR, VISTA, CA 92084-7218
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 19, 2025Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 30, 2019Loan Modification, Mortgage · Conventional with PMI
PENNYMAC
May 10, 2017Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 10, 2017Grant Deed, Transfer · VA Mortgage
HOMESTREET BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2025 · Amount on Record
Deed SaleSep 19, 2025 · Amount on Record
Prior SaleMay 10, 2017 · Amount on Record
Deed Document Number2025262228
Prior Transfer DateOct 24, 2016
Prior Transfer Doc0000687116
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 19, 2025
Property Address1279 CYPRESS DR, VISTA, CA 92084-7218
Document Number0000262227
Instrument DateSep 18, 2025
Instrument2025-0262227
Transaction TypeTransfer
Record UpdatedOct 1, 2025
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1279 CYPRESS DR, VISTA, CA 92084-7218

Mortgage

Document Number0000262229
DateSep 19, 2025
Instrument2025-0262229
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 19, 2025
Property Address1279 CYPRESS DR, VISTA, CA 92084-7218
Document Number0000262228
Instrument DateAug 1, 2025
Instrument2025-0262228
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1279 CYPRESS DR, VISTA, CA 92084-7218

Mortgage

Document Number0000262229
DateSep 19, 2025
Instrument2025-0262229
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1279 CYPRESS DR, VISTA, CA 92084-7218
Document Number0000063885
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1279 CYPRESS DR VISTA CA 920847218, VISTA, CA 92084-7218

Mortgage

Document Number0000063885
DateFeb 7, 2020
Instrument63885
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050
Interest
Rate TypeFixed Rate
Rate4.12%

May 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateMay 10, 2017
Property Address1279 CYPRESS DR, VISTA, CA 92084-7218
Document Number0000209396
Instrument DateApr 21, 2017
Instrument209396
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4146 RAPPAHANNOCK AVE #A SAN DIEGO CA 921175713, A, SAN DIEGO, CA 92117-5713

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 10, 2017
Property Address1279 CYPRESS DR, VISTA, CA 92084-7218
Document Number0000209397
Map ReferencePM13853
Instrument DateApr 14, 2017
Instrument2017-0209397
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1279 CYPRESS DR, VISTA, CA 92084-7218

Mortgage

Document Number0000209398
DateMay 10, 2017
Instrument2017-0209398
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$870,000 (+30.14%) Land $566,407 Building $303,593
2025$8,332.00 (+7.83%)$668,492 (+4.04%) Land $435,217 Building $233,275
2023$7,727.00 (+0.23%)$642,535 Land $418,318 Building $224,217
2022$7,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1993–2005)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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