San Diego County property record for 1275 Cypress Dr, Vista, CA 92084 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,803 sqft · built 1990 |
| Lot Size | 0.359 acres (15,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Aug 2012) |
| Tax Bill | $4,738 (2025) |
| Deeds & Mortgages | Sep 2021 Reverse Mortgage Jul 2020 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-164-22-00 |
| Primary APN | 180-164-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,803 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 15,650 sqft (0.359 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1275 CYPRESS DR |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-7218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR A TR PM13853 |
| Legal Subdivision | PARCELS B & C |
| Legal Tract | 13853 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19602 |
Source: San Diego County records · APN 180-164-22-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1275 CYPRESS DR, VISTA, CA 92084-7218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jul 13, 2020 | Deed of Trust, Mortgage · Reverse Mortgage USDA |
| Jul 07, 2020 | Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING |
| Dec 06, 2018 | Intrafamily Transfer, Transfer · ARM CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2012 · Amount on Record |
| Deed Sale | Aug 28, 2012 · Amount on Record |
| Prior Sale | Mar 12, 2003 · Amount on Record |
| Deed Document Number | 2012515335 |
| Last Transfer Date | Nov 30, 2018 |
| Transfer Doc | 0000502767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1275 CYPRESS DR, VISTA, CA 92084-7218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1275 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000684012 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-0684012 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.58% |
| Type Change Date | Nov 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 6.58% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1275 CYPRESS DR, VISTA, CA 92084-7218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000372711 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2020-0372711 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.63% |
| Type Change Date | Aug 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1275 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000372710 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1275 CYPRESS DR VISTA CA 920847218, VISTA, CA 92084-7218 |
| Document Number | 0000372710 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 372710 |
| Name | HIGHTECHLENDING |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 06, 2018 |
| Property Address | 1275 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000502767 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018-0502767 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1275 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000502768 |
|---|---|
| Date | Dec 06, 2018 |
| Instrument | 2018-0502768 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Type Change Date | Jan 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 8.25% |
| Max Rate At Change | 10.2% |
| Index | 1-Year LIBOR |
| Margin | 5 |
| Max Rate | 13.2% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $320,279 (+2%) Land $188,401 Building $131,878 | |
| 2025 | $4,738.00 (+19.47%) Homeowner's exemption | $314,000 (+4.04%) Land $184,707 Building $129,293 |
| 2023 | $3,966.00 (+0.25%) Homeowner's exemption | $301,809 Land $177,536 Building $124,273 |
| 2022 | $3,956.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730196023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 4 (1993–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2005, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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