12730 Lena Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 12730 Lena Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	7 ba · 4,846 sqft · built 2019
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$821,279 (Jun 2019)
Tax Bill	$9,314 (2023)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-253289`

Property Details

APN / Parcel Number

Primary APN	`03-253289`
Alternative APN	`253289`

Interior

Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,846 sqft Total Area
Basement Area	2,024 sqft
Finished Basement	2,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Built-in
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	253289
Street Address	12730 LENA CT
City	DUNKIRK
State	MD
Zip	20754-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 32 PLAT 4 LAKES AT TWIN SHIELDS
Legal Subdivision	LAKES/TWIN SHIELDS 4
Legal Lot Number	32
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12730 LENA CT, DUNKIRK, MD 20754-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Jun 21, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	0005379447
Deed Book / Page	5379 / 447
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12730 LENA CT, DUNKIRK, MD 20754-2817
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12730 LENA CT, DUNKIRK, MD 20754-2817

Mortgage

Document Number	0062100048
Date	Feb 2, 2022
Book Page	6210/48

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Sep 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12730 LENA CT, DUNKIRK, MD 20754-2817
Document Number	0057200222
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NTC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12730 LENA CT DUNKIRK MD 207542817, DUNKIRK, MD 20754-2817

Mortgage

Document Number	0057200222
Date	Oct 6, 2020
Book Page	005720/000222

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 21, 2019
Property Address	12730 LENA CT, DUNKIRK, MD 20754-2817
Document Number	0053790447
Book / Page	005379 / 000447
Instrument Date	Jun 14, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 2, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$821.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44760 JEETER WAY #2E CALIFORNIA MD 206196098, 2E, CALIFORNIA, MD 20619-6098

Mortgage

Document Number	53790457
Date	Jun 21, 2019
Book Page	005379/000457

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,314.00 Homeowner's exemption	$896,500	$1,037,100 Land $196,600 Building $840,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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