12754 MT Highway 200, Simms, MT 59477 Property Records

Cascade County property record for 12754 MT Highway 200, Simms, MT 59477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1935
Lot Size	2.23 acres (97,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,440 (Apr 2023)
Tax Bill	$1,642 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0248244`

Property Details

APN / Parcel Number

Primary APN	`R0248244`
Alternative APNs	`02-3009-13-1-24-02-0000` `0004527600` `04527600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	97,182 sqft (2.23 acres)
Garage Type	Mixed
Garage Area	2,418 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	112 sqft
Shed	1 Shed
Lean-To	Lean-To
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004527600
Street Address	12754 MT HIGHWAY 200
City	SIMMS
State	MT
Zip	59477-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SIMMS ORIGINAL TOWNSITE, S13, T20 N, R03 W, LOT 108A, PL 2022-034
Legal Range	03W
Legal Township	20N
Legal Section	13
Legal Subdivision	SIMMS ORIGINAL TOWNSITE
Legal Lot Number	108A
Jurisdiction	CASCADE MT
Township / Civil Division	SUN RIVER VALLEY
Census Block Group	3
Census Block	3063
Census Tract	10700

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 31, SIMMS, MT 59477-0031
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Apr 6, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Aug 18, 2022
Deed Document Number	2023442392
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Recording Date	Apr 27, 2026
Property Address	12754 MT HIGHWAY 200, SIMMS, MT 59477-9501
Document Number	0000482277
Instrument Date	Apr 20, 2026
Instrument	2026482277
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12754 MT HIGHWAY 200, SIMMS, MT 59477-9501
Investor	Possibly a Property Investor

Mortgage

Document Number	0000482277,
Date	Apr 27, 2026
Instrument	2026482277

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Apr 6, 2023
Property Address	12754 MT HIGHWAY 200, SIMMS, MT 59477-9501
Document Number	00R0442392
Map Reference	PL P-2022-0000034
Instrument Date	Apr 6, 2023
Instrument	R0442392
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MOTANA INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	205 W SIMSON AVE, GEYSER, MT 59447-9009
Investor	Possibly a Property Investor

Mortgage

Document Number	00R0442393
Date	Apr 6, 2023
Instrument	R0442393

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Sun River Valley Elementary School District (PK - 08)
Secondary School District	Simms High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,642.00 (-38.96%)	$298,555 (-)
2025	$2,690.00 (+171.99%)	$298,555 (+3.09%)	$298,555 (+3.09%) Land $61,485 Building $237,070
2023	$989.00 (-57.83%)	$289,600	$289,600 Land $49,162 Building $240,438
2022	$2,345.00 Disabled Person's exemption Veteran's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1991–2019)
Most Recent Claim	May 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO BUTTES WATER USERS ASSN private · serves 525 people · EPA ID MT0000580
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
3 Rivers Communications Fiber	1,000 / 1,000

May also be available: AT&T.

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