12748 MT Highway 200, Simms, MT 59477 Property Records

Cascade County property record for 12748 MT Highway 200, Simms, MT 59477

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1892
Lot Size0.373 acres (16,248 sqft)
Owner2 Individual Names on Record
Tax Bill$933 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR0248246

Property Details

APN / Parcel Number

Primary APNR0248246
Alternative APNs
  • 02-3009-13-1-24-11-0000
  • 0004527900
  • 04527900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1990
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,248 sqft (0.373 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area180 sqft
Deck Area801 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0004527900
Street Address12748 MT HIGHWAY 200
CitySIMMS
StateMT
Zip59477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionSIMMS ORIGINAL TOWNSITE, S13, T20 N, R03 W, LOT 110A LESS .03 AC
Legal Range03W
Legal Township20N
Legal Section13
Legal SubdivisionSIMMS ORIGINAL TOWNSITE
Legal Lot Number110A
JurisdictionCASCADE MT
Township / Civil DivisionSUN RIVER VALLEY
Census Block Group3
Census Block3063
Census Tract10700

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 236, SIMMS, MT 59477-0236
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2024
Deed SaleJul 23, 2024
Prior SaleJul 2, 2020 · Amount on Record
Deed Document Number2024458523
Prior Transfer DateJul 11, 2024
Prior Transfer Doc0000458529
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASCADE MT
Recording DateJul 2, 2020
Property Address12748 MT HIGHWAY 200, SIMMS, MT 59477
Document Number00R0390412
Instrument DateJul 2, 2020
InstrumentR0390412
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12748 MT HIGHWAY 200, SIMMS, MT 59477

Mortgage

Document Number00R0390413
DateJul 2, 2020
InstrumentR0390413
Lender
NameUNIVERSAL LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMontana
CountyCascade County
Elementary School DistrictSun River Valley Elementary School District (PK - 08)
Secondary School DistrictSimms High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$933.00 (-46.81%)$169,700 (-)
2025$1,754.00 (-17.85%)$169,700 (+6.2%)$169,700 (+6.2%) Land $23,937 Building $145,763
2023$2,135.00$159,800$159,800 Land $26,874 Building $132,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1991–2019)
Most Recent ClaimMay 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO BUTTES WATER USERS ASSN
private · serves 525 people · EPA ID MT0000580
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
3 Rivers Communications
Fiber
1,000 / 1,000

May also be available: AT&T.

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