12741 Laurel St, Unit 46, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 46, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,586 sqft · built 1984
Lot Size	4.54 acres (197,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Oct 2020)
Tax Bill	$5,826 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`394-560-08-46`

Property Details

APN / Parcel Number

Primary APN	`394-560-08-46`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	197,880 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12741 LAUREL ST, 46
City	LAKESIDE
State	CA
Zip	92040-2135
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 46PER DOC83-151279&UND INT IN TR 009443
Legal Subdivision	SAN DIEGO #3812
Legal Tract	009443
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12741 LAUREL ST, 46, LAKESIDE, CA 92040-2135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · VA Mortgage ROYAL PACIFIC FUNDING CORP
Oct 27, 2020	Grant Deed, Transfer · Conventional Mortgage NORTH AMERICAN FINANCIAL CORP
Mar 14, 2018	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	2020659967
Prior Transfer Date	Oct 24, 2013
Prior Transfer Doc	0000647224
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 46, 46, LAKESIDE, CA 92040-2135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209582
Date	May 31, 2019
Instrument	2019-0209582

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2020
Property Address	12741 LAUREL ST UNIT 46, 46, LAKESIDE, CA 92040-2135
Document Number	0000659967
Map Reference	MAP 9443
Instrument Date	Oct 13, 2020
Instrument	2020-0659967
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	INNOVATIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 S 30TH AVE, 320, BRIGHTON, CO 80601-2737

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	329 S 30TH AVE, BRIGHTON, CO 80601-2736

Mortgage

Document Number	0000659968
Date	Oct 27, 2020
Instrument	2020-0659968

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2018
Property Address	12741 LAUREL ST UNIT 46, 46, LAKESIDE, CA 92040-2135
Document Number	0000100623
Map Reference	MAP 9443
Instrument Date	Feb 26, 2018
Instrument	2018-0100623
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12741 LAUREL ST UNIT 46, 46, LAKESIDE, CA 92040-2135

Mortgage

Document Number	0000100624
Date	Mar 14, 2018
Instrument	2018-0100624

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,483 (+2%) Land $146,580 Building $282,903
2025	$5,826.00 (+6.98%)	$421,062 (+4.04%) Land $143,706 Building $277,356
2023	$5,446.00 (+1.97%)	$404,714 Land $138,127 Building $266,587
2022	$5,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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