12741 Laurel St, Unit 41, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 41, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,132 sqft · built 1985
Lot Size	4.54 acres (197,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jan 2019)
Tax Bill	$4,864 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`394-560-08-41`

Property Details

APN / Parcel Number

Primary APN	`394-560-08-41`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,132 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	197,880 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12741 LAUREL ST, 41
City	LAKESIDE
State	CA
Zip	92040-2135
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 41PER DOC83-151279&UND INT IN TR 009443
Legal Subdivision	SAN DIEGO 3812
Legal Tract	009443
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	16804

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 710364, SAN DIEGO, CA 92171-0364
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Loan Modification, Mortgage · FHA Mortgage FLAGSTAR BK
Jan 23, 2019	Grant Deed, Transfer · FHA Mortgage WORLD WIDE CREDIT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Prior Sale	May 10, 2013 · Amount on Record
Deed Document Number	201924151
Prior Transfer Date	Apr 12, 2013
Prior Transfer Doc	0000297441
Record Updated	Oct 29, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 41, 41, LAKESIDE, CA 92040-2135
Document Number	0000010519
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12741 LAUREL ST LAKESIDE CA 920402132, LAKESIDE, CA 92040-2132

Mortgage

Document Number	0000010519
Date	Jan 7, 2021
Instrument	10519

Lender

Name	FLAGSTAR BK
Type	Bank
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Interest

Rate	3.87%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2019
Property Address	12741 LAUREL ST UNIT 41, 41, LAKESIDE, CA 92040-2135
Document Number	0000024151
Map Reference	MAP 9443
Instrument Date	Jan 4, 2019
Instrument	2019-0024151
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 710364, SAN DIEGO, CA 92171-0364

Mortgage

Document Number	0000024152
Date	Jan 23, 2019
Instrument	2019-0024152

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,030 (+2%) Land $117,303 Building $229,727
2025	$4,864.00 (+7.3%)	$340,226 (+4.04%) Land $115,003 Building $225,223
2023	$4,533.00 (+2.07%)	$327,017 Land $110,539 Building $216,478
2022	$4,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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