12741 Laurel St, Unit 48, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 48, Lakeside, CA 92040

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,586 sqft · built 1984
Lot Size4.54 acres (197,880 sqft)
OwnerIndividual Name on Record
Last Sale$92,000 (Sep 1996)
Tax Bill$2,514 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN394-560-08-48

Property Details

APN / Parcel Number

Primary APN394-560-08-48

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,586 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area197,880 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12741 LAUREL ST, 48
CityLAKESIDE
StateCA
Zip92040-2135
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US 48PER DOC83-151279&UND INT IN TR 009443
Legal SubdivisionSAN DIEGO #3812
Legal Tract009443
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12741 LAUREL ST, 48, LAKESIDE, CA 92040-2135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 1996 · Amount on Record
Deed SaleSep 5, 1996 · Amount on Record
Prior SaleJun 29, 1988 · Amount on Record
Deed Document Number1996449570
Last Transfer DateMay 16, 2024
Transfer Doc0000129703
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12741 LAUREL ST UNIT 48, 48, LAKESIDE, CA 92040-2135
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12741 LAUREL ST, LAKESIDE, CA 92040-2132

Mortgage

Document Number0000217301
DateMar 19, 2021
Instrument2021-0217301
Lender
NameALLIANCE WEST MORTGAGE
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$152,799 (+2%) Land $45,465 Building $107,334
2025$2,514.00 (+9.45%) Homeowner's exemption$149,804 (+4.04%) Land $44,574 Building $105,230
2023$2,297.00 (+2.68%) Homeowner's exemption$143,989 Land $42,844 Building $101,145
2022$2,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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