San Diego County property record for 12741 Laurel St, Unit 45, Lakeside, CA 92040
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,132 sqft · built 1985 |
| Lot Size | 4.54 acres (197,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Apr 2016) |
| Tax Bill | $4,224 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 394-560-08-45 |
| Primary APN | 394-560-08-45 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 197,880 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12741 LAUREL ST, 45 |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-2135 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RU |
| Legal Description | LOT 1 US 45PER DOC83-151279&UND INT IN TR 009443 |
| Legal Subdivision | COUNTY/SAN DIEGO #3812 |
| Legal Tract | 009443 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 16804 |
Source: San Diego County records · APN 394-560-08-45
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12741 LAUREL ST, 45, LAKESIDE, CA 92040-2135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Feb 01, 2022 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 17, 2020 | Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2016 · Amount on Record |
| Deed Sale | Apr 28, 2016 · Amount on Record |
| Prior Sale | Sep 15, 1994 · Amount on Record |
| Deed Document Number | 2016198945 |
| Last Transfer Date | Jan 20, 2022 |
| Transfer Doc | 0000047793 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12741 LAUREL ST UNIT 45, 45, LAKESIDE, CA 92040-2135 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12741 LAUREL ST 45, 45, LAKESIDE, CA 92040-2135 |
| Document Number | 0000295772 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-0295772 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 01, 2022 |
| Property Address | 12741 LAUREL ST UNIT 45, 45, LAKESIDE, CA 92040-2135 |
| Document Number | 0000047793 |
| Map Reference | MAP 9443 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022-0047793 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12741 LAUREL ST UNIT 45, 45, LAKESIDE, CA 92040-2135 |
| Document Number | 0000047794 |
|---|---|
| Date | Feb 01, 2022 |
| Instrument | 2022-0047794 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12741 LAUREL ST UNIT 45, 45, LAKESIDE, CA 92040-2135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000312977 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020-0312977 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $292,199 (+2%) Land $108,339 Building $183,860 | |
| 2025 | $4,224.00 (+7.62%) | $286,470 (+4.04%) Land $106,215 Building $180,255 |
| 2023 | $3,925.00 (+2.16%) | $275,348 Land $102,092 Building $173,256 |
| 2022 | $3,842.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon, Wyyerd Group.
Based on FCC filings for 395 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKESIDE WD private · serves 35,500 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures