12720 Laurel St, Unit 202, Lakeside, CA 92040 Property Records

San Diego County property record for 12720 Laurel St, Unit 202, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 891 sqft · built 1990
Lot Size	3.04 acres (132,686 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Mar 2022)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`394-480-47-18`

Property Details

APN / Parcel Number

Primary APN	`394-480-47-18`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	891 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	132,686 sqft

Location & Zoning

Street Address	12720 LAUREL ST, 202
City	LAKESIDE
State	CA
Zip	92040-2115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US202PER DOC04-1000547&UND INT IN TR 009961
Legal Subdivision	LAKESIDE 3954
Legal Tract	009961
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16804

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12287 FERNANDO CT, SAN DIEGO, CA 92128-1216
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Intrafamily Transfer, Transfer
Mar 17, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	May 27, 2011 · Amount on Record
Deed Document Number	2022119762
Last Transfer Date	Apr 7, 2023
Transfer Doc	0000096100
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2023
Property Address	12720 LAUREL ST UNIT 202, 202, LAKESIDE, CA 92040-2115
Document Number	0000096100
Map Reference	MAP 9961
Instrument Date	Apr 7, 2023
Instrument	2023-0096100
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12287 FERNANDO CT, SAN DIEGO, CA 92128-1216

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2022
Property Address	12720 LAUREL ST UNIT 202, 202, LAKESIDE, CA 92040-2115
Document Number	0000119762
Map Reference	MAP 9961
Instrument Date	Mar 8, 2022
Instrument	2022-0119762
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12287 FERNANDO CT, SAN DIEGO, CA 92128-1216

Mortgage

Document Number	0000119763
Date	Mar 17, 2022
Instrument	2022-0119763

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,907 (+2%) Land $161,491 Building $244,416
2025	$5,549.00 (+15.03%)	$397,949 (+13.05%) Land $158,325 Building $239,624
2023	$4,824.00 (+160.76%)	$352,000 Land $140,000 Building $212,000
2022	$1,850.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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