12720 Laurel St, Unit 210, Lakeside, CA 92040 Property Records

San Diego County property record for 12720 Laurel St, Unit 210, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 891 sqft · built 1990
Lot Size	3.04 acres (132,686 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,500 (Aug 2021)
Tax Bill	$5,181 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`394-480-47-26`

Property Details

APN / Parcel Number

Primary APN	`394-480-47-26`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	891 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	132,686 sqft

Location & Zoning

Street Address	12720 LAUREL ST, 210
City	LAKESIDE
State	CA
Zip	92040-2115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US210PER DOC04-1000547&UND INT IN TR 009961
Legal Subdivision	LAKESIDE 3954
Legal Tract	009961
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12720 LAUREL ST, 210, LAKESIDE, CA 92040-2115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP
Dec 7, 2020	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 16, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Mar 9, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	2021583064
Prior Transfer Date	Oct 18, 2005
Prior Transfer Doc	0000961292
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2021
Property Address	12720 LAUREL ST UNIT 210, 210, LAKESIDE, CA 92040-2115
Document Number	0000583064
Instrument Date	Jul 16, 2021
Instrument	2021-0583064
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12720 LAUREL ST UNIT 210, 210, LAKESIDE, CA 92040-2115

Mortgage

Document Number	0000583065
Date	Aug 16, 2021
Instrument	2021-0583065

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2020
Property Address	12720 LAUREL ST UNIT 210, 210, LAKESIDE, CA 92040-2115
Document Number	0000783190
Map Reference	MAP 9961
Instrument Date	Nov 18, 2020
Instrument	2020-0783190
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 LAUREL ST UNIT 210, 210, LAKESIDE, CA 92040-2115

Mortgage

Document Number	0000783191
Date	Dec 7, 2020
Instrument	2020-0783191

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12720 LAUREL ST UNIT 210, 210, LAKESIDE, CA 92040-2115
Document Number	0000415640
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12720 LAUREL ST #210 LAKESIDE CA 920402115, 210, LAKESIDE, CA 92040-2115

Mortgage

Document Number	0000415640
Date	Sep 20, 2019
Instrument	415640

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2018
Property Address	12720 LAUREL ST UNIT 210, 210, LAKESIDE, CA 92040-2115
Document Number	0000094787
Instrument Date	Feb 15, 2018
Instrument	94787
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12720 LAUREL ST #210 LAKESIDE CA 920402115, 210, LAKESIDE, CA 92040-2115

Mortgage

Document Number	94788
Date	Mar 9, 2018
Instrument	94788

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$381,554 (+2%) Land $142,310 Building $239,244
2025	$5,181.00 (+7.24%) Homeowner's exemption	$374,073 (+4.04%) Land $139,520 Building $234,553
2023	$4,831.00 (+2.07%) Homeowner's exemption	$359,549 Land $134,103 Building $225,446
2022	$4,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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