12720 Laurel St, Unit 201, Lakeside, CA 92040 Property Records

San Diego County property record for 12720 Laurel St, Unit 201, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 921 sqft · built 1990
Lot Size	3.04 acres (132,686 sqft)
Owner	Company Name on File
Tax Bill	$3,851 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`394-480-47-17`

Property Details

APN / Parcel Number

Primary APN	`394-480-47-17`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	921 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	132,686 sqft

Location & Zoning

Street Address	12720 LAUREL ST, 201
City	LAKESIDE
State	CA
Zip	92040-2115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US201PER DOC04-1000547&UND INT IN TR 009961
Legal Subdivision	LAKESIDE 3954
Legal Tract	009961
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16804

Owner

12720 Laurel St, Unit 201 is owned by a company that acquired it in November 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	12720 LAUREL ST, 201, LAKESIDE, CA 92040-2115
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 22, 2017	Quit Claim Deed, Transfer · VA Mortgage SECURE ONE CAP
Apr 21, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 10, 2017	Grant Deed, Transfer · VA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021
Deed Sale	Nov 1, 2021
Prior Sale	Dec 22, 2017
Deed Document Number	2021759297
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0000759297
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2021
Property Address	12720 LAUREL ST UNIT 201, 201, LAKESIDE, CA 92040-2115
Document Number	0000759297
Map Reference	MAP 9961
Instrument Date	Oct 25, 2021
Instrument	2021-0759297
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 LAUREL ST UNIT 201, 201, LAKESIDE, CA 92040-2115

Mortgage

Document Number	0000759298
Date	Nov 1, 2021
Instrument	2021-0759298

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12720 LAUREL ST UNIT 201, 201, LAKESIDE, CA 92040-2115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000593840
Date	Dec 19, 2019
Instrument	2019-0593840

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12720 LAUREL ST UNIT 201, 201, LAKESIDE, CA 92040-2115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 LAUREL ST 201, 201, LAKESIDE, CA 92040-2115

Mortgage

Document Number	0000560579
Date	Sep 22, 2020
Instrument	2020-0560579

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2017
Property Address	12720 LAUREL ST UNIT 201, 201, LAKESIDE, CA 92040-2115
Document Number	0000605107
Instrument Date	Dec 14, 2017
Instrument	605107
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 LAUREL ST #201 LAKESIDE CA 920402115, 201, LAKESIDE, CA 92040-2115

Mortgage

Document Number	605108
Date	Dec 22, 2017
Instrument	605108

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2017
Property Address	12720 LAUREL ST UNIT 201, 201, LAKESIDE, CA 92040-2115
Document Number	0000178401
Instrument Date	Mar 10, 2017
Instrument	178401
Transaction Type	Transfer
Record Updated	Apr 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12720 LAUREL ST #201 LAKESIDE CA 920402115, 201, LAKESIDE, CA 92040-2115

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2017
Property Address	12720 LAUREL ST UNIT 201, 201, LAKESIDE, CA 92040-2115
Document Number	0000111969
Map Reference	MAP9961
Instrument Date	Feb 14, 2017
Instrument	2017-0111969
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE CO SOCAL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 LAUREL ST UNIT 201, 201, LAKESIDE, CA 92040-2115

Mortgage

Document Number	0000111970
Date	Mar 10, 2017
Instrument	2017-0111970

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12720 Laurel St, Unit 201 was $3,851 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,574 (+77.26%) Land $312,120 Building $140,454
2025	$3,851.00	$255,318 Land $91,181 Building $164,137
2023	$1,676.00 (-2.56%)	$245,406 Land $87,642 Building $157,764
2022	$1,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12720 Laurel St, Unit 201 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12720 Laurel St, Unit 201 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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