12720 Laurel St, Unit 209, Lakeside, CA 92040 Property Records

San Diego County property record for 12720 Laurel St, Unit 209, Lakeside, CA 92040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 921 sqft · built 1990
Lot Size3.04 acres (132,686 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Feb 2025)
Tax Bill$5,617 (2025)
Deeds & MortgagesJan 2022 Sale
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN394-480-47-25

Property Details

APN / Parcel Number

Primary APN394-480-47-25

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area921 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area132,686 sqft

Location & Zoning

Street Address12720 LAUREL ST, 209
CityLAKESIDE
StateCA
Zip92040-2115
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US209PER DOC04-1000547&UND INT IN TR 009961
Legal SubdivisionSAN DIEGO #3954
Legal Tract009961
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12720 LAUREL ST, 209, LAKESIDE, CA 92040-2115
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 16, 2018Grant Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2025 · Amount on Record
Deed SaleFeb 11, 2025 · Amount on Record
Prior SaleJan 31, 2022 · Amount on Record
Deed Document Number202535259
Prior Transfer DateMar 1, 2005
Prior Transfer Doc0000182702
Record UpdatedOct 29, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 31, 2022
Property Address12720 LAUREL ST UNIT 209, 209, LAKESIDE, CA 92040-2115
Document Number0000045357
Map ReferenceMAP 9961
Instrument DateJan 24, 2022
Instrument2022-0045357
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12720 LAUREL ST UNIT 209, 209, LAKESIDE, CA 92040-2115

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 16, 2018
Property Address12720 LAUREL ST UNIT 209, 209, LAKESIDE, CA 92040-2115
Document Number0000149329
Map ReferenceMAP 9961
Instrument DateMar 26, 2018
Instrument2018-0149329
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12720 LAUREL ST UNIT 209, 209, LAKESIDE, CA 92040-2115

Mortgage

Document Number0000149330
DateApr 16, 2018
Instrument2018-0149330
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$428,399 (+4.31%) Land $156,776 Building $271,623
2025$5,617.00 (+7.09%) Homeowner's exemption$410,684 (+4.04%) Land $150,293 Building $260,391
2023$5,245.00 (+42.88%) Homeowner's exemption$394,739 Land $144,458 Building $250,281
2022$3,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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