Ada County property record for 1272 E Observation St, Meridian, ID 83642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,609 sqft · built 2011 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,900 (Jul 2021) |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R1230240330 |
| Primary APN | R1230240330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 1,609 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,407 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 613 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 153 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1272 E OBSERVATION ST |
|---|---|
| City | MERIDIAN |
| State | ID |
| Zip | 83642-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 22 BLK 02 CABELLA CREEK SUB |
| Legal Range | 01E |
| Legal Township | 03N |
| Legal Section | 19 |
| Legal Subdivision | CABELLA CREEK SUB |
| Legal Block | 02 |
| Legal Lot Number | 22 |
| Jurisdiction | ADA ID |
| Township / Civil Division | BOISE CITY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 10338 |
Source: Ada County assessment roll, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1272 E OBSERVATION ST, MERIDIAN, ID 83642-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 7, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jul 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on Record |
| Deed Sale | Jul 6, 2021 · Amount on Record |
| Prior Sale | Dec 15, 2016 · Amount on Record |
| Deed Document Number | 2021102192 |
| Prior Transfer Date | Jul 2, 2021 |
| Prior Transfer Doc | 0000102528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 1272 E OBSERVATION ST, MERIDIAN, ID 83642-9319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000006839 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-006839 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADA ID |
| Recording Date | Jul 7, 2021 |
| Property Address | 1272 E OBSERVATION ST, MERIDIAN, ID 83642-9319 |
| Document Number | 0000102528 |
| Map Reference | MB100 PG12999-13004 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021-102528 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1272 E OBSERVATION ST, MERIDIAN, ID 83642-9319 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADA ID |
| Recording Date | Jul 6, 2021 |
| Property Address | 1272 E OBSERVATION ST, MERIDIAN, ID 83642-9319 |
| Document Number | 0000102192 |
| Map Reference | MB100 PG12999-13004 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021-102192 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46102 PINON PINE WAY, TEMECULA, CA 92592-4812 |
| Document Number | 0000102193 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-102193 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Ada County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Meridian City |
| Unified School District | Meridian Joint School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,134.00 (-7.38%) | $473,500 (+17%) | $473,500 (+17%) |
| 2024 | $2,304.00 (-5.81%) | ||
| 2023 | $404,700 Land $173,000 Building $231,700 | $404,700 Land $173,000 Building $231,700 | |
| 2022 | $2,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| White Cloud Networks Fixed Wireless | 200 / 50 |
May also be available: Horizon Communications, Lumen Technologies, Safelink Internet, Verizon.
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