Ada County property record for 1265 E Observation St, Meridian, ID 83642
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,749 sqft · built 2012 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Apr 2021) |
| Tax Bill | $2,257 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1230240082 |
| Primary APN | R1230240082 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,749 sqft Living Area |
| Gross Area | 3,764 sqft |
| 1st Floor Area | 1,162 sqft |
| Upper Floors Area | 1,587 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 815 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 527 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 153 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1265 E OBSERVATION ST |
|---|---|
| City | MERIDIAN |
| State | ID |
| Zip | 83642-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | PAR0082 NWLY POR LTS 8&9 BL 1 CABELLA CREEK SUB PAR A R/S 8615 #0080-S #0090-S |
| Legal Range | 01E |
| Legal Township | 03N |
| Legal Section | 19 |
| Legal Subdivision | CABELLA CREEK SUB |
| Legal Block | 1 |
| Legal Lot Number | 8,9 |
| Jurisdiction | ADA ID |
| Township / Civil Division | BOISE CITY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10338 |
Source: Ada County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1265 E OBSERVATION ST, MERIDIAN, ID 83642-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Aug 29, 2012 · Amount on Record |
| Deed Document Number | 202162335 |
| Prior Transfer Date | Apr 13, 2021 |
| Prior Transfer Doc | 0000062335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 1265 E OBSERVATION ST, MERIDIAN, ID 83642-9319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | PIONEER TITLE CO OF ADA CNTY |
| Name | Verified Name |
|---|
| Document Number | 0000017026 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2020-017026 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADA ID |
| Recording Date | Apr 19, 2021 |
| Property Address | 1265 E OBSERVATION ST, MERIDIAN, ID 83642-9319 |
| Document Number | 0000062335 |
| Map Reference | MB 100 PG12999-13004 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021-062335 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | PIONEER TITLE COMPANY/ADA, PIONEER TITLE CO OF ADA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1265 E OBSERVATION ST, MERIDIAN, ID 83642-9319 |
| Document Number | 0000062336 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-062336 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Ada County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Meridian City |
| Unified School District | Meridian Joint School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,257.00 (-6.11%) Homeowner's exemption | $626,000 (+21.7%) | $626,000 (+21.7%) |
| 2024 | $2,404.00 (+1.56%) | ||
| 2023 | $514,400 Land $173,100 Building $341,300 | $514,400 Land $173,100 Building $341,300 | |
| 2022 | $2,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
May also be available: Anthem Broadband, CenturyLink, Silver Star Communications, Verizon.
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