1271 Spruce St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1271 Spruce St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,564 sqft · built 1973
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Tax Bill	$6,031 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01132-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-01132-0000-00010`
Alternative APNs	`130113200010` `00066331`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	1,564 sqft
Basement Area	1,264 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00066331
Street Address	1271 SPRUCE ST
City	FORKED RIVER
State	NJ
Zip	08731-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75 X 100
Legal Subdivision	BAY-PINES ESTATES
Legal Block	1132
Legal Lot Number	10
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1060
Census Tract	732004

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1271 SPRUCE ST, FORKED RIVER, NJ 08731-4544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Jun 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 18, 2018
Transfer Doc	0171440974
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1271 SPRUCE ST, FORKED RIVER, NJ 08731-4544
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191440271
Date	Aug 24, 2022
Book Page	19144/271
Instrument	2022093048

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1271 SPRUCE ST, FORKED RIVER, NJ 08731-4544
Document Number	0171770393
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 SPRUCE ST FORKED RIVER NJ 087314544, FORKED RIVER, NJ 08731-4544

Mortgage

Document Number	0171770393
Date	Jul 17, 2018
Book Page	017177/000393
Instrument	69134

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 13, 2018
Property Address	1271 SPRUCE ST, FORKED RIVER, NJ 08731-4544
Document Number	0171440974
Book / Page	017144 / 000974
Instrument Date	May 18, 2018
Instrument	57448
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 SPRUCE ST FORKED RIVER NJ 087314544, FORKED RIVER, NJ 08731-4544

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,500 (-) Land $79,000 Building $141,500	$220,500 (-) Land $79,000 Building $141,500
2025	$6,031.00 (+7.95%)	$220,500 (-) Land $79,000 Building $141,500	$220,500 (-) Land $79,000 Building $141,500
2024	$5,587.00 (+11.99%)
2023		$220,500 Land $79,000 Building $141,500	$220,500 Land $79,000 Building $141,500
2022	$4,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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