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1265 Spruce St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1265 Spruce St, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,486 sqft · built 1973
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on Record
Last Sale$106,000 (Jun 2000)
Tax Bill$5,585 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01132-0000-00001

Property Details

APN / Parcel Number

Primary APN13-01132-0000-00001
Alternative APNs
  • 130113200001
  • 66315

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,486 sqft Living Area
1st Floor Area1,486 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number66315
Street Address1265 SPRUCE ST
CityFORKED RIVER
StateNJ
Zip08731-4544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description100 X 100 2,3,4,5
Legal SubdivisionDATNGENT PINES REALTY CO INC
Legal Block1132
Legal Lot Number1
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group1
Census Block1060
Census Tract732004

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1265 SPRUCE ST, FORKED RIVER, NJ 08731-4544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2000 · Amount on Record
Deed SaleJun 28, 2000 · Amount on Record
Deed Book / Page10132 / 741
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address1265 SPRUCE ST, FORKED RIVER, NJ 08731-4544
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0179621216
DateJul 13, 2020
Book Page17962/1216
Instrument2020072364
Lender
NameMID-ISLAND MORTGAGE CORP
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,200 (-) Land $83,000 Building $121,200$204,200 (-) Land $83,000 Building $121,200
2025$5,585.00 (+7.94%)$204,200 (-) Land $83,000 Building $121,200$204,200 (-) Land $83,000 Building $121,200
2024$5,174.00 (+11.97%)
2023$204,200 Land $83,000 Building $121,200$204,200 Land $83,000 Building $121,200
2022$4,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2012–2024)
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 73% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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