1262 Spruce St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1262 Spruce St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 1975
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Jun 2021)
Tax Bill	$7,524 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-01141-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`13-01141-0000-00038`
Alternative APNs	`130114100038` `00067400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft
Basement Area	1,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00067400
Street Address	1262 SPRUCE ST
City	FORKED RIVER
State	NJ
Zip	08731-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75 X 100
Legal Subdivision	LEISURE VILLAGE WEST CONDO #19
Legal Block	1141
Legal Lot Number	38
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1059
Census Tract	732004

Owner

1262 Spruce St is owned and occupied by an individual who bought it in June 2021.

Source: Ocean County and Lacey Township records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1262 SPRUCE ST, FORKED RIVER, NJ 08731-4545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 10, 2020	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Dec 7, 2020 · Amount on File
Deed Document Number	202192621
Deed Book / Page	18541 / 271
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 21, 2021
Property Address	1262 SPRUCE ST, FORKED RIVER, NJ 08731-4545
Document Number	0185410271
Book / Page	18541 / 271
Instrument Date	Jun 16, 2021
Instrument	2021092621
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	CLEAR TO CLOSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,988.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69A CAMBRIDGE CIR, 69A, MANCHESTER, NJ 08759-7139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1262 SPRUCE ST, FORKED RIVER, NJ 08731-4545

Mortgage

Document Number	2021092622
Date	Jun 21, 2021
Instrument	2021092622

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	1262 SPRUCE ST, FORKED RIVER, NJ 08731-4545
Document Number	0178031529
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1262 SPRUCE ST FORKED RIVER NJ 087314545, FORKED RIVER, NJ 08731-4545

Mortgage

Document Number	0178031529
Date	Feb 27, 2020
Book Page	017803/001529
Instrument	21829

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	480 Months
Due	Feb 26, 2060

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1262 Spruce St was $7,524, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,100 (-) Land $79,000 Building $196,100	$275,100 (-) Land $79,000 Building $196,100
2025	$7,524.00 (+7.93%)	$275,100 Land $79,000 Building $196,100	$275,100 Land $79,000 Building $196,100
2024	$6,971.00
2023		$275,100 Land $79,000 Building $196,100	$275,100 Land $79,000 Building $196,100
2022	$6,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1262 Spruce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1262 Spruce St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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