1279 Spruce St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1279 Spruce St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1979
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$234,500 (Dec 2018)
Tax Bill	$5,527 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01131-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`13-01131-0000-00039`
Alternative APNs	`130113100039` `00066292`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,309 sqft Living Area
1st Floor Area	1,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00066292
Street Address	1279 SPRUCE ST
City	FORKED RIVER
State	NJ
Zip	08731-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	100 X 100 40,41,42
Legal Subdivision	BAY PINE ESTATES
Legal Block	1131
Legal Lot Number	39
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1029
Census Tract	732004

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1279 SPRUCE ST, FORKED RIVER, NJ 08731-4542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 4, 2018	Grant Deed, Transfer · Conventional with PMI US MTG/NJ
May 4, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Aug 6, 2010 · Amount on Record
Deed Document Number	2018118600
Deed Book / Page	17319 / 104
Last Transfer Date	Oct 26, 2019
Transfer Doc	0179681936
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1279 SPRUCE ST, FORKED RIVER, NJ 08731-4542
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183410607
Date	Mar 1, 2021
Book Page	18341/607
Instrument	2021032299

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Jul 16, 2020
Property Address	1279 SPRUCE ST, FORKED RIVER, NJ 08731-4542
Document Number	0179681936
Book / Page	17968 / 1936
Instrument Date	Oct 26, 2019
Instrument	2020074516
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TIMIOS INC NATL RECORDING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 SPRUCE ST, FORKED RIVER, NJ 08731-4542

Mortgage

Document Number	2020074517
Date	Jul 16, 2020
Instrument	2020074517

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	232 Months
Due	Nov 1, 2039

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 4, 2018
Property Address	1279 SPRUCE ST, FORKED RIVER, NJ 08731-4542
Document Number	0173190104
Book / Page	017319 / 000104
Instrument Date	Nov 26, 2018
Instrument	118600
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	PEGASUS TITLE AGENCY LLC, PEGASUS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 SPRUCE ST FORKED RIVER NJ 087314542, FORKED RIVER, NJ 08731-4542

Mortgage

Document Number	173190110
Date	Dec 4, 2018
Book Page	017319/000110
Instrument	118601

Lender

Name	US MTG/NJ
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1279 SPRUCE ST, FORKED RIVER, NJ 08731-4542
Document Number	0167360446
Book / Page	016736 / 000446
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1279 SPRUCE ST FORKED RIVER NJ 087314542, FORKED RIVER, NJ 08731-4542

Mortgage

Document Number	0167360446
Date	May 12, 2017
Book Page	016736/000446
Instrument	48329

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,100 (-) Land $83,000 Building $119,100	$202,100 (-) Land $83,000 Building $119,100
2025	$5,527.00 (+7.93%)	$202,100 (-) Land $83,000 Building $119,100	$202,100 (-) Land $83,000 Building $119,100
2024	$5,121.00 (+11.98%)
2023		$202,100 Land $83,000 Building $119,100	$202,100 Land $83,000 Building $119,100
2022	$4,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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