Louisville/Jefferson County Metro Government property record for 12709 Ledges Dr, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,917 sqft · built 1984 |
| Lot Size | 0.327 acres (14,257 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jan 2015) |
| Tax Bill | $4,014 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22224401160000 |
| Primary APN | 22224401160000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,917 sqft Finished Area |
| Basement Area | 1,372 sqft |
| Finished Basement | 792 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,257 sqft (0.327 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00088157 |
|---|---|
| Street Address | 12709 LEDGES DR |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-2082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6-RESIDENTIAL MULTI-FAMI |
| Legal Description | LOT 116 TOWNE CREEK SUBDIVISION SEC 2-A, PB.34, PGS.54-55, 0.3273 AC +/- |
| Legal Subdivision | TOWNE CREEK |
| Legal Lot Number | 116 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10407 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12709 LEDGES DR, LOUISVILLE, KY 40243-2082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATEWIDE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2015 · Amount on Record |
| Deed Sale | Jan 29, 2015 · Amount on Record |
| Prior Sale | Jul 29, 2009 · Amount on Record |
| Deed Document Number | 09110961 |
| Deed Book / Page | 10358 / 384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12709 LEDGES DR, MIDDLETOWN, KY 40243-2082 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000078609 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 17276/662 |
| Instrument | 2021078609 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12709 LEDGES DR, MIDDLETOWN, KY 40243-2082 |
| Document Number | 0164630645 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12709 LEDGES DR LOUISVILLE KY 402432082, LOUISVILLE, KY 40243-2082 |
| Document Number | 0164630645 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 016463/000645 |
| Instrument | 74034 |
| Name | STATEWIDE MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2050 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,014.00 (-3.63%) | $359,700 (-) Land $51,500 Building $308,200 | |
| 2024 | $359,700 (-) Land $51,500 Building $308,200 | ||
| 2023 | $4,165.00 (-0.34%) | $359,700 (-) Land $51,500 Building $308,200 | $359,700 (-) Land $51,500 Building $308,200 |
| 2022 | $4,179.00 | $359,700 Land $51,500 Building $308,200 | $359,700 Land $51,500 Building $308,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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