Louisville/Jefferson County Metro Government property record for 12802 Ledges Dr, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,016 sqft · built 1984 |
| Lot Size | 0.22 acres (9,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Feb 1992) |
| Tax Bill | $2,531 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22224400850000 |
| Primary APN | 22224400850000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Finished Area |
| Basement Area | 1,492 sqft |
| Finished Basement | 720 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,614 sqft (0.22 acres) |
| Garage Type | Basement |
| Parking Spaces | 6 Parking Spaces |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00088699 |
|---|---|
| Street Address | 12802 LEDGES DR |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-2083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6-RESIDENTIAL MULTI-FAMI |
| Legal Description | TOWNE CREEK SUB SEC 2-A |
| Legal Subdivision | TOWNE CREEK |
| Legal Lot Number | 85 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10407 |
12802 Ledges Dr is owned and occupied by two individuals who bought it in February 1992.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12802 LEDGES DR, LOUISVILLE, KY 40243-2083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 1992 · Amount on File |
| Deed Sale | Feb 21, 1992 · Amount on File |
| Deed Document Number | 0006149384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12802 LEDGES DR, MIDDLETOWN, KY 40243-2083 |
| Document Number | 0167810117 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12802 LEDGES DR LOUISVILLE KY 402432083, LOUISVILLE, KY 40243-2083 |
| Document Number | 0167810117 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 016781/000117 |
| Instrument | 184866 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 2, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12802 LEDGES DR, MIDDLETOWN, KY 40243-2083 |
| Document Number | 0156110135 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12802 LEDGES DR LOUISVILLE KY 402432083, LOUISVILLE, KY 40243-2083 |
| Document Number | 0156110135 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 015611/000135 |
| Instrument | 167657 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 19, 2038 |
The 2025 property tax bill for 12802 Ledges Dr was $2,531 with a homeowner's exemption.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,531.00 Homeowner's exemption | $275,970 Land $48,500 Building $227,470 | |
| 2024 | $275,970 (-) Land $48,500 Building $227,470 | ||
| 2023 | $2,659.00 (-17.06%) | $275,970 (-) Land $48,500 Building $227,470 | $275,970 (-) Land $48,500 Building $227,470 |
| 2022 | $3,206.00 | $275,970 Land $48,500 Building $227,470 | $275,970 Land $48,500 Building $227,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12802 Ledges Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12802 Ledges Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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