Louisville/Jefferson County Metro Government property record for 12705 Ledges Dr, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,671 sqft · built 1984 |
| Lot Size | 0.28 acres (12,210 sqft) |
| Owner | Trust Name on File |
| Last Sale | $420,000 (Aug 2025) |
| Tax Bill | $3,738 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22224401180000 |
| Primary APN | 22224401180000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,671 sqft Finished Area |
| Basement Area | 1,624 sqft |
| Finished Basement | 803 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,210 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 510 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00087998 |
|---|---|
| Street Address | 12705 LEDGES DR |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-2082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6-RESIDENTIAL MULTI-FAMI |
| Legal Description | LOT 118, TOWNE CREEK SUB SEC 2-A, PB. 34 PG. 54 & 55, .2803 AC+/- |
| Legal Subdivision | TOWNE CREEK |
| Legal Lot Number | 118 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10407 |
12705 Ledges Dr is owner-occupied and held in a trust since August 2025.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12705 LEDGES DR, LOUISVILLE, KY 40243-2082 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Mar 22, 2022 | Warranty Deed, Transfer ROCKET TITLE GROUP LLC |
| Jul 22, 2019 | Warranty Deed, Transfer · Conventional with PMI CITIZENS BK NA |
| May 1, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on File |
| Deed Sale | Aug 19, 2025 · Amount on File |
| Prior Sale | Apr 19, 2022 · Amount on File |
| Deed Document Number | 2025104086 |
| Deed Book / Page | D 13137 / 508 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Apr 19, 2022 |
| Property Address | 12705 LEDGES DR, MIDDLETOWN, KY 40243-2082 |
| Document Number | 0000087741 |
| Book / Page | D 12330 / 610 |
| Map Reference | MB 34 PG 54&55 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022087741 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | ROCKET TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 12705 LEDGES DR, LOUISVILLE, KY 40243-2082 |
| Name | Verified Name |
|---|---|
| Address | 12705 LEDGES DR, LOUISVILLE, KY 40243-2082 |
| Document Number | 0000087742 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022087742 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Mar 22, 2022 |
| Property Address | 12705 LEDGES DR, MIDDLETOWN, KY 40243-2082 |
| Document Number | 0000065810 |
| Book / Page | D 12306 / 673 |
| Map Reference | MB 34 PG 54&55 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022065810 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | ROCKET TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1311 AUTUMN RIDGE RD, LOUISVILLE, KY 40242-3808 |
| Name | Verified Name |
|---|---|
| Address | 510 2ND AVE NE, CARMEL, IN 46032-1334 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jul 22, 2019 |
| Property Address | 12705 LEDGES DR, MIDDLETOWN, KY 40243-2082 |
| Document Number | 0114590312 |
| Book / Page | 011459 / 000312 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 165970 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12705 LEDGES DR LOUISVILLE KY 402432082, LOUISVILLE, KY 40243-2082 |
| Document Number | 160470875 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 016047/000875 |
| Instrument | 165971 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | May 1, 2017 |
| Property Address | 12705 LEDGES DR, MIDDLETOWN, KY 40243-2082 |
| Document Number | 0108770080 |
| Book / Page | 010877 / 000080 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 102008 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6607 JACOB SCHOOL RD PROSPECT KY 40059, PROSPECT, KY 40059 |
The 2025 property tax bill for 12705 Ledges Dr was $3,738.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,738.00 | $335,000 Land $50,000 Building $285,000 | |
| 2024 | $335,000 (-) Land $50,000 Building $285,000 | ||
| 2023 | $3,879.00 (+16.7%) | $335,000 (+17.11%) Land $50,000 Building $285,000 | $335,000 (+17.11%) Land $50,000 Building $285,000 |
| 2022 | $3,324.00 | $286,060 Land $50,000 Building $236,060 | $286,060 Land $50,000 Building $236,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12705 Ledges Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12705 Ledges Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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