Louisville/Jefferson County Metro Government property record for 12801 Ledges Dr, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,987 sqft · built 1984 |
| Lot Size | 0.255 acres (11,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,500 (Dec 2021) |
| Tax Bill | $3,543 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22224401210000 |
| Primary APN | 22224401210000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,987 sqft Finished Area |
| Basement Area | 696 sqft |
| Finished Basement | 400 sqft |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,138 sqft (0.255 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 225 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00088018 |
|---|---|
| Street Address | 12801 LEDGES DR |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-2084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6-RESIDENTIAL MULTI-FAMI |
| Legal Description | LOT 121 TOWNE CREEK SUB SEC 2-A PB. 34 PG. 54-55, .2557 AC+/- |
| Legal Subdivision | TOWNE CREEK |
| Legal Lot Number | 121 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10407 |
12801 Ledges Dr is owned and occupied by an individual who bought it in December 2021.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12801 LEDGES DR, LOUISVILLE, KY 40243-2084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 29, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on File |
| Deed Sale | Dec 13, 2021 · Amount on File |
| Deed Document Number | 0012220229 |
| Deed Book / Page | 12220 / 229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Dec 13, 2021 |
| Property Address | 12801 LEDGES DR, MIDDLETOWN, KY 40243-2084 |
| Document Number | 0000311401 |
| Book / Page | D 12220 / 229 |
| Map Reference | MB 34 PG 54&55 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021311401 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12801 LEDGES DR, LOUISVILLE, KY 40243-2084 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12801 LEDGES DR, LOUISVILLE, KY 40243-2084 |
| Document Number | 0000311402 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021311402 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12801 LEDGES DR, MIDDLETOWN, KY 40243-2084 |
| Document Number | 0154890124 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 12801 LEDGES DR LOUISVILLE KY 402432084, LOUISVILLE, KY 40243-2084 |
| Document Number | 0154890124 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 015489/000124 |
| Instrument | 90945 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 17, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12801 Ledges Dr was $3,543.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,543.00 | $317,500 Land $50,000 Building $267,500 | |
| 2024 | $317,500 (-) Land $50,000 Building $267,500 | ||
| 2023 | $3,676.00 (-0.35%) | $317,500 (-) Land $50,000 Building $267,500 | $317,500 (-) Land $50,000 Building $267,500 |
| 2022 | $3,689.00 | $317,500 Land $50,000 Building $267,500 | $317,500 Land $50,000 Building $267,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12801 Ledges Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12801 Ledges Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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