Sacramento County property record for 12706 Waldo Rd, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,292 sqft · built 1978 |
| Lot Size | 3.01 acres (131,551 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,997 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-1100-014-0000 |
| Primary APN | 148-1100-014-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 131,551 sqft |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 16,800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12706 WALDO RD |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-8403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | POR PARCEL 4 OF P M 14-13, DESC AS BEG AT A NW OF SD PCL TH N89D20 E590.80FT,TH S00D09 E222.50FT, TH S89D21 W590.80FT,TH |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 9403 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12706 WALDO RD, GALT, CA 95632-8403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 7, 2026 |
| Property Address | 12706 WALDO RD, GALT, CA 95632-8403 |
| Document Number | 2026001830 |
| Book / Page | 20260507 / 1830 |
| Instrument Date | Apr 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 12706 WALDO RD, GALT, CA 95632-8403 |
| Document Number | 2026001830, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 20260507/1830 |
| Name | EL DORADO SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $179,091 (+2%) Land $23,076 Building $156,015 | |
| 2025 | $1,997.00 (+4.45%) Homeowner's exemption | $175,580 (+4.04%) Land $22,624 Building $152,956 |
| 2024 | $1,912.00 (+3.69%) | |
| 2023 | $1,844.00 (+4.24%) Homeowner's exemption | $168,764 Land $21,747 Building $147,017 |
| 2022 | $1,769.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 12 (1995–2023) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile, Verizon.
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