12641 Waldo Rd, Galt, CA 95632 Property Records

Sacramento County property record for 12641 Waldo Rd, Galt, CA 95632

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on Record
Last Sale	$389,000 (Oct 2022)
Tax Bill	$4,743 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`148-1140-020-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1140-020-0000`

Location & Zoning

Street Address	WALDO RD
City	GALT
State	CA
Zip	95632
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AR-5
Legal Description	PARCEL MAP, LOT 3, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	PARCEL MAP
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1071
Census Tract	9403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1114 DIMAGGIO WAY, GALT, CA 95632-3084
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 24, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Book / Page	20221025 / 679
Record Updated	Sep 20, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 25, 2022
Property Address	12641 WALDO RD, GALT, CA 95632-8403
Document Number	0000000679
Map Reference	MB 13 PG 29
Instrument Date	Oct 20, 2022
Instrument	2022102500679
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 DIMAGGIO WAY, GALT, CA 95632-3084

Mortgage

Document Number	0000000680
Date	Oct 25, 2022
Instrument	2022102500680

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	12.7%
Index	Other
Max Rate	12.7%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2021
Property Address	12641 WALDO RD, GALT, CA 95632-8403
Document Number	0000000897
Map Reference	MB 239 PG 2
Instrument Date	Aug 13, 2021
Instrument	2021082400897
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 S CHURCH ST, LODI, CA 95240-2106

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,809 (+2%) Land $412,809
2025	$4,743.00 (+8.09%)	$404,715 (+4.04%) Land $404,715
2023	$4,388.00 (+47.05%)	$389,000 Land $389,000
2022	$2,984.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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