12660 Waldo Rd, Galt, CA 95632 Property Records

Sacramento County property record for 12660 Waldo Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,918 sqft · built 2007
Lot Size	4.78 acres (208,652 sqft)
Owner	Trust Name on File
Tax Bill	$6,860 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-1100-016-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1100-016-0000`
Alternative APN	`14800510760000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,918 sqft Living Area
1st Floor Area	2,918 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	208,652 sqft
Garage Area	1,204 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12660 WALDO RD
City	GALT
State	CA
Zip	95632-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-5
Legal Description	PARCEL MAP, LOT 3
Legal Subdivision	PARCEL MAP
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1070
Census Tract	9403

Owner

12660 Waldo Rd is owner-occupied and held in a trust since September 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	12660 WALDO RD, GALT, CA 95632-8403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Intrafamily Transfer, Transfer AMROCK
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 24, 2018	Quit Claim Deed, Transfer TITLE SOURCES INC
Jan 17, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 18, 2020
Transfer Doc	2260000001749
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 26, 2021
Property Address	12660 WALDO RD, GALT, CA 95632-8403
Document Number	0000001749
Map Reference	MB 166 PG 5
Instrument Date	Sep 18, 2020
Instrument	202102261749
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12660 WALDO RD, GALT, CA 95632-8403

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 26, 2021
Property Address	12660 WALDO RD, GALT, CA 95632-8403
Document Number	0000001747
Map Reference	MB 166 PG 5
Instrument Date	Sep 18, 2020
Instrument	202102261747
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12660 WALDO RD, GALT, CA 95632-8403

Mortgage

Document Number	0000001748
Date	Feb 26, 2021
Instrument	202102261748

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	212 Months
Due	Oct 1, 2038

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 24, 2018
Property Address	12660 WALDO RD, GALT, CA 95632-8403
Document Number	1801240908
Instrument Date	Jan 9, 2018
Instrument	1801240908
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12660 WALDO RD GALT CA 956328403, GALT, CA 95632-8403

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 17, 2018
Property Address	12660 WALDO RD, GALT, CA 95632-8403
Document Number	1801171592
Instrument Date	Jan 9, 2018
Instrument	1801171592
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12660 WALDO RD GALT CA 956328403, GALT, CA 95632-8403

Mortgage

Document Number	1801171593
Date	Jan 17, 2018
Instrument	1801171593

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 16, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 12660 Waldo Rd was $6,860 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$609,103 (+2%) Land $12,472 Building $596,631
2025	$6,860.00 (+4.45%) Homeowner's exemption	$597,161 Land $12,228 Building $584,933
2024	$6,568.00 (+2.77%)
2023	$6,391.00 (+4.22%) Homeowner's exemption	$573,974 Land $11,754 Building $562,220
2022	$6,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12660 Waldo Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12660 Waldo Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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