12601 Waldo Rd, Galt, CA 95632 Property Records

Sacramento County property record for 12601 Waldo Rd, Galt, CA 95632

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,345 sqft · built 2022
Lot Size4.75 acres (207,345 sqft)
OwnerCompany Name on File
Last Sale$232,500 (Nov 2020)
Tax Bill$7,299 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN148-1140-018-0000

Property Details

APN / Parcel Number

Primary APN148-1140-018-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,345 sqft Living Area
1st Floor Area2,345 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof MaterialComposition Shingle
Lot Area207,345 sqft
Garage Area760 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12601 WALDO RD
CityGALT
StateCA
Zip95632-8403
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAR-5
Legal DescriptionPARCEL MAP, LOT 1, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal SubdivisionPARCEL MAP
Legal Lot Number1
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1071
Census Tract9403

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12601 WALDO RD, GALT, CA 95632-8403
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA
Nov 7, 2022Intrafamily Transfer, Transfer
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA
Nov 23, 2020Grant Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Deed Book / Page20201123 / 519
Last Transfer DateOct 24, 2022
Transfer Doc2022000665
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address12601 WALDO RD, GALT, CA 95632-8403
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address9460 MAINLINE DR, ELK GROVE, CA 95624-4403

Mortgage

Document Number0000001517
DateJun 16, 2021
Instrument202106161517
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35296
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateNov 7, 2022
Property Address12601 WALDO RD, GALT, CA 95632-8403
Document Number0000000665
Map ReferenceMB 13 PG 29
Instrument DateOct 24, 2022
Instrument2022110700665
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12601 WALDO RD, GALT, CA 95632-8403

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address12601 WALDO RD, GALT, CA 95632-8403
Transaction TypeMortgage
Record UpdatedMay 19, 2022
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address9460 MAINLINE DR, ELK GROVE, CA 95624-4403

Mortgage

Document Number6160000001517
DateJun 16, 2021
Book Page20210616/1517
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35296
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateNov 23, 2020
Property Address12601 WALDO RD, GALT, CA 95632-8403
Document Number2011230519
Instrument DateNov 19, 2020
Instrument2011230519
Transaction TypeTransfer
Record UpdatedDec 9, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$256.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9460 MAINLINE DR ELK GROVE CA 956244403, ELK GROVE, CA 95624-4403

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$615,454 (+2%) Land $188,401 Building $427,053
2025$7,299.00 (+4.35%) Homeowner's exemption$603,387 (+4.04%) Land $184,707 Building $418,680
2024$6,995.00 (+3%)
2023$6,791.00 (+36.97%) Homeowner's exemption$579,959 Land $177,536 Building $402,423
2022$4,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1995–2023)
Claims Outside the SFHA6 of 12
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
UnWired Broadband Holding
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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