12704 Ospreys Way, De Witt, MI 48820 Property Records

Clinton County property record for 12704 Ospreys Way, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,582 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Company Names on Record
Last Sale	$395,000 (Sep 2020)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-091-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-091-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,582 sqft Living Area
1st Floor Area	1,358 sqft
Basement Area	1,358 sqft
Unfinished Basement	1,358 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	254 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Balcony Area	122 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	12704 OSPREYS WAY
City	DEWITT
State	MI
Zip	48820-7863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 91 OF PHASE 3, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-50 IN 2004)
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE #3
Legal Phase	3
Legal Lot Number	91
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2051
Census Tract	10300

Owner

Source: Clinton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12704 OSPREYS WAY, DEWITT, MI 48820-7863
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Intrafamily Transfer, Transfer
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	20205298204
Last Transfer Date	Feb 26, 2026
Transfer Doc	0005362515
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Mar 11, 2026
Property Address	12704 OSPREYS WAY, DEWITT, MI 48820-7863
Document Number	0005362515
Instrument Date	Feb 26, 2026
Instrument	5362515
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12704 OSPREYS WAY, DEWITT, MI 48820-7863

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12704 OSPREYS WAY, DEWITT, MI 48820-7863
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5250294
Date	Feb 2, 2017
Instrument	5250294

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Sep 21, 2020
Property Address	12704 OSPREYS WAY, DEWITT, MI 48820-7863
Document Number	5298204
Instrument Date	Sep 3, 2020
Instrument	5298204
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,397.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12704 OSPREYS WAY, 12704, DEWITT, MI 48820-7863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 S RIDGE RD, CANTON, MI 48188-1073

Mortgage

Document Number	5298205
Date	Sep 21, 2020
Instrument	5298205

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,300 (+10.49%) Land $34,050 Building $259,250	$586,600 (+10.49%) Land $68,100 Building $518,500
2025	$2,786.00 (-68.65%) Homeowner's exemption	$265,450 (+16.45%) Land $32,750 Building $232,700	$530,900 (+16.45%) Land $65,500 Building $465,400
2024	$8,887.00 (+10.59%)
2023	$8,036.00 Homeowner's exemption	$227,950	$455,900
2022	$8,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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