12709 Ospreys Way, De Witt, MI 48820 Property Records

Clinton County property record for 12709 Ospreys Way, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,408 sqft · built 2007
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$493,000 (May 2023)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-097-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-097-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	190 sqft
Patio Area	190 sqft
Balcony Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	12709 OSPREYS WAY
City	DEWITT
State	MI
Zip	48820-7862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 97 OF PHASE 3, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-50 IN 2004)
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE PHASE 3
Legal Phase	3
Legal Lot Number	97
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2015
Census Tract	10300

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12709 OSPREYS WAY, DEWITT, MI 48820-7862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	20235335389
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 17, 2023
Property Address	12709 OSPREYS WAY, DEWITT, MI 48820-7862
Document Number	0005335389
Instrument Date	May 12, 2023
Instrument	5335389
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,697.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12709 OSPREYS WAY, DEWITT, MI 48820-7862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12358 HIGHLAND DR, ALLENDALE, MI 49401-9689

Mortgage

Document Number	0005335390
Date	May 17, 2023
Instrument	5335390

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 2, 2021
Property Address	12709 OSPREYS WAY, DEWITT, MI 48820-7862
Document Number	5312203
Instrument Date	Jun 21, 2021
Instrument	5312203
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,517.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 ELM CT, 80, SOUTH HAVEN, MI 49090-1263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12709 OSPREYS WAY, DEWITT, MI 48820-7862

Mortgage

Document Number	5312204
Date	Jul 2, 2021
Instrument	5312204

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 21, 2019
Property Address	12709 OSPREYS WAY, DEWITT, MI 48820-7862
Document Number	5286343
Instrument Date	Nov 14, 2019
Instrument	5286343
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,203.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12709 OSPREYS WAY, 12709, DEWITT, MI 48820-7862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6134 STONE WOLFE DR, GLEN CARBON, IL 62034-1383

Mortgage

Document Number	5286344
Date	Nov 21, 2019
Instrument	5286344

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,550 (+10.19%) Land $34,050 Building $257,500	$583,100 (+10.19%) Land $68,100 Building $515,000
2025	$2,970.00 (-68.6%) Homeowner's exemption	$264,600 (+16.38%) Land $32,750 Building $231,850	$529,200 (+16.38%) Land $65,500 Building $463,700
2024	$9,458.00 (+16.33%)
2023	$8,130.00 Homeowner's exemption	$227,350	$454,700
2022	$8,130.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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