12701 Ospreys Way, De Witt, MI 48820 Property Records

Clinton County property record for 12701 Ospreys Way, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,568 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2022)
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-093-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-093-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Finished Basement	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	12701 OSPREYS WAY
City	DEWITT
State	MI
Zip	48820-7862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 93 OF PHASE 3, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-50 IN 2004)
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE #3
Legal Phase	3
Legal Lot Number	93
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2015
Census Tract	10300

Owner

12701 Ospreys Way is owned and occupied by two individuals who bought it in September 2022.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12701 OSPREYS WAY, DEWITT, MI 48820-7862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Feb 20, 2015 · Amount on File
Deed Document Number	20225328862
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12701 OSPREYS WAY, DEWITT, MI 48820-7862
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12701 OSPREYS WAY, DEWITT, MI 48820-7862

Mortgage

Document Number	0005341792
Date	Jan 24, 2024
Instrument	5341792

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Sep 8, 2022
Property Address	12701 OSPREYS WAY, DEWITT, MI 48820-7862
Document Number	0005328862
Map Reference	LB 10 PG 28
Instrument Date	Aug 26, 2022
Instrument	5328862
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12701 OSPREYS WAY, 12701, DEWITT, MI 48820-7862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CALHOUN AVE, CLINTON, MI 49236-9459

Mortgage

Document Number	0005328863
Date	Sep 8, 2022
Instrument	5328863

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12701 Ospreys Way was $2,679 with a homeowner's exemption, down 68.6% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,300 (+10.09%) Land $34,050 Building $232,250	$532,600 (+10.09%) Land $68,100 Building $464,500
2025	$2,679.00 (-68.64%) Homeowner's exemption	$241,900 Land $32,750 Building $209,150	$483,800 Land $65,500 Building $418,300
2024	$8,543.00 (+26.41%)
2023	$6,758.00 Homeowner's exemption	$208,300	$416,600
2022	$6,758.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12701 Ospreys Way in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12701 Ospreys Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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