12703 Ospreys Way, De Witt, MI 48820 Property Records

Clinton County property record for 12703 Ospreys Way, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,130 sqft · built 2013
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$589,900 (Oct 2024)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-094-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-094-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,130 sqft Living Area
1st Floor Area	1,406 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Balcony Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	12703 OSPREYS WAY
City	DEWITT
State	MI
Zip	48820-7862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 94 OF PHASE 3, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-50 IN 2004)
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE
Legal Phase	3
Legal Lot Number	94
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2015
Census Tract	10300

Owner

12703 Ospreys Way is owned and occupied by an individual who bought it in October 2024.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12703 OSPREYS WAY, DEWITT, MI 48820-7862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage DFCU FINANCIAL
Oct 27, 2020	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on File
Deed Sale	Oct 17, 2024 · Amount on File
Prior Sale	Apr 3, 2023 · Amount on File
Deed Document Number	20245348533
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 3, 2023
Property Address	12703 OSPREYS WAY, DEWITT, MI 48820-7862
Document Number	0005333962
Map Reference	LB 10 PG 28
Instrument Date	Mar 31, 2023
Instrument	5333962
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,881.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12703 OSPREYS WAY, DEWITT, MI 48820-7862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6051 SOUTHRIDGE RD, EAST LANSING, MI 48823-9755

Mortgage

Document Number	0005333963
Date	Apr 3, 2023
Instrument	5333963

Lender

Name	DFCU FINANCIAL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	11.2%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Oct 27, 2020
Property Address	12703 OSPREYS WAY, DEWITT, MI 48820-7862
Document Number	0005299897
Map Reference	LB 10 PG 28
Instrument Date	Oct 21, 2020
Instrument	5299897
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,672.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12703 OSPREYS WAY, DEWITT, MI 48820-7862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5637 EPPES ISLAND PL, MANASSAS, VA 20112-5454

Mortgage

Document Number	0005299898
Date	Oct 27, 2020
Instrument	5299898

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12703 Ospreys Way was $3,299 with a homeowner's exemption, down 66.7% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,350 (+10.66%) Land $34,050 Building $273,300	$614,700 (+10.66%) Land $68,100 Building $546,600
2025	$3,299.00 (-66.69%) Homeowner's exemption	$277,750 Land $32,750 Building $245,000	$555,500 Land $65,500 Building $490,000
2024	$9,904.00 (+18.27%)
2023	$8,374.00 Homeowner's exemption	$237,800	$475,600
2022	$8,374.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12703 Ospreys Way in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12703 Ospreys Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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