1270 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1270 E Frances Ln, Gilbert, AZ 85295 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2009
Square Footage2,327 sqft Living Area
Lot Size4,630 sqft (0.106 acres)
OccupancyOwner Occupied
Last Sale$242,000 (2014)
Tax Bill$1,891.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-46-095

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,327 sqft Living Area
1st Floor1,213 sqft 1st Floor
2nd Floor1,114 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2009
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Lot Area4,630 sqft (0.106 acres)
Parking Spaces2 Parking Spaces
Patio Area158 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1270 E FRANCES LN
CityGILBERT
StateAZ
Zip85295-8396
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPECTRUM AT VAL VISTA PARCEL 22 MCR 691-35
Legal Range06E
Legal Township01S
Legal Section32
Legal QuarterSE
Legal Quarter QuarterSW
Legal SubdivisionSPECTRUM AT VAL VISTA PARCEL 22
Legal Lot Number74
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup2
Census Block2000
Census Tract815402

Owner

Source: Maricopa County records · APN 304-46-095

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address1270 E FRANCES LN, GILBERT, AZ 85295-8396
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 07, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
SERVICE FIRST HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2014 · Amount on Record
Deed SaleAug 28, 2014 · Amount on Record
Prior SaleSep 21, 2009 · Amount on Record
Deed Doc Number20140570974
Record RefreshedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1270 E FRANCES LN, GILBERT, AZ 85295-8396
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1270 E FRANCES LN, GILBERT, AZ 85295-8396

Mortgage

Document Number0000633860
DateDec 13, 2023
Instrument20230633860
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1270 E FRANCES LN, GILBERT, AZ 85295-8396
Transaction TypeMortgage
Record UpdatedAug 10, 2021
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1270 E FRANCES LN, GILBERT, AZ 85295-8396

Mortgage

Document Number0000826643
DateJul 30, 2021
Instrument20210826643
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1270 E FRANCES LN, GILBERT, AZ 85295-8396
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPIONEER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000282707
DateApr 02, 2020
Instrument20200282707
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPHOENIX, AZ 85016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1270 E FRANCES LN, GILBERT, AZ 85295-8396
Document Number0000917210
Instrument DateDec 07, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyDRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1270 E FRANCES LN GILBERT AZ 852958396, GILBERT, AZ 85295-8396

Mortgage

Document Number0000917210
DateDec 12, 2017
Instrument917210
Lender
NameSERVICE FIRST HM LOANS
AddressMCKINNEY, TX 75070
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 11, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$44,870 (-1.45%)$448,700 (-1.45%) Land $89,700 Building $359,000
2025$1,891.00 (+3.16%)
2024$45,530$455,300 Land $91,000 Building $364,300
2023$1,833.00

Flood & Wildfire

1270 E Frances Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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