127 School St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 127 School St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,970 sqft · built 1888
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$417,000 (Aug 2010)
Tax Bill	$14,181 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:554 L:7`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:554 L:7`
Alternative APN	`554007000000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,970 sqft Living Area
Gross Area	6,339 sqft
1st Floor Area	1,459 sqft
Attic	Attic
Attic Area	1,459 sqft
Basement Area	1,279 sqft
Unfinished Basement	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	554007000000000
Street Address	127 SCHOOL ST
City	KEENE
State	NH
Zip	03431-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	7
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3013
Census Tract	971300

Owner

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	127 SCHOOL ST, KEENE, NH 03431-3312
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2010 · Amount on Record
Deed Sale	Aug 4, 2010 · Amount on Record
Deed Book / Page	2648 / 199
Last Transfer Date	Oct 16, 2020
Transfer Doc	003133-993
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	127 SCHOOL ST, KEENE, NH 03431-3312
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003341-292
Date	Mar 4, 2026
Book Page	3341/292
Instrument	2601565

Lender

Name	FIGURE LENDING LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,181.00 (+3.93%)	$412,600 (-) Land $47,600 Building $365,000
2024	$13,645.00 (+3.7%)	$412,600 (-) Land $47,600 Building $365,000
2023	$13,158.00 (+2.77%)	$412,600 (-) Land $47,600 Building $365,000
2022	$12,803.00	$412,600 Land $47,600 Building $365,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000