Cheshire County and Keene City property record for 119 School St, Keene, NH 03431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,815 sqft · built 1890 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,500 (May 2013) |
| Tax Bill | $11,761 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | KEEN M:568 L:29 |
| Primary APN | KEEN M:568 L:29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,815 sqft Living Area |
| Gross Area | 6,622 sqft |
| 1st Floor Area | 1,425 sqft |
| Attic | Attic |
| Attic Area | 1,390 sqft |
| Basement Area | 1,425 sqft |
| Unfinished Basement | 1,425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 13,068 sqft (0.3 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 568029000000000 |
|---|---|
| Street Address | 119 SCHOOL ST |
| City | KEENE |
| State | NH |
| Zip | 03431-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Lot Number | 29 |
| Jurisdiction | KEENE CITY NH |
| Township / Civil Division | KEENE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 971300 |
119 School St is owned and occupied by two individuals who bought it in May 2013.
Source: Cheshire County and Keene City records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 SCHOOL ST, KEENE, NH 03431-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MASCOMA BK |
| Sep 11, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASCOMA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2013 · Amount on File |
| Deed Sale | May 15, 2013 · Amount on File |
| Deed Book / Page | 2815 / 597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | Apr 28, 2026 |
| Property Address | 119 SCHOOL ST, KEENE, NH 03431-3312 |
| Document Number | 03346-1097 |
| Book / Page | 3346 / 1097 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20263012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 119 SCHOOL ST, KEENE, NH 03431-3312 |
| Document Number | 0000003012, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 3346/1097 |
| Instrument | 20263012 |
| Name | MASCOMA BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Property Address | 119 SCHOOL ST, KEENE, NH 03431-3312 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003257-620 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 3257/620 |
| Instrument | 2306355 |
| Name | MASCOMA BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2038 |
The 2025 property tax bill for 119 School St was $11,761, up 3.9% from the year before.
Source: Cheshire County and Keene City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| Municipality | Keene City |
| Unified School District | Keene School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,761.00 (+3.92%) | $342,200 (-) Land $47,200 Building $295,000 |
| 2024 | $11,317.00 (+3.7%) | $342,200 (-) Land $47,200 Building $295,000 |
| 2023 | $10,913.00 (+2.78%) | $342,200 (-) Land $47,200 Building $295,000 |
| 2022 | $10,618.00 | $342,200 Land $47,200 Building $295,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 119 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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