108 School St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 108 School St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,975 sqft · built 1890
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jan 2022)
Tax Bill	$12,012 (2025)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:567 L:27`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:567 L:27`
Alternative APN	`567027000000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,975 sqft Living Area
Gross Area	5,999 sqft
1st Floor Area	1,691 sqft
Attic	Attic
Attic Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	567027000000000
Street Address	108 SCHOOL ST
City	KEENE
State	NH
Zip	03431-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	27
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3012
Census Tract	971300

Owner

108 School St is owned and occupied by two individuals who bought it in January 2022.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 SCHOOL ST, KEENE, NH 03431-3329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Prior Sale	Apr 1, 2019 · Amount on File
Deed Document Number	2022282
Deed Book / Page	3197 / 688
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jan 10, 2022
Property Address	108 SCHOOL ST, KEENE, NH 03431-3329
Document Number	003197-688
Book / Page	3197 / 688
Instrument Date	Jan 6, 2022
Instrument	2200282
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Tax Assessment & Valuation

The 2025 property tax bill for 108 School St was $12,012, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,012.00 (+3.93%)	$349,500 (-) Land $46,900 Building $302,600
2024	$11,558.00 (+3.7%)	$349,500 (-) Land $46,900 Building $302,600
2023	$11,146.00 (+2.78%)	$349,500 (-) Land $46,900 Building $302,600
2022	$10,845.00	$349,500 Land $46,900 Building $302,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 108 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000