Cheshire County and Keene City property record for 122 School St, Keene, NH 03431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,848 sqft · built 1860 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Jul 2025) |
| Tax Bill | $9,276 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | KEEN M:567 L:28 |
| Primary APN | KEEN M:567 L:28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 4,241 sqft |
| 1st Floor Area | 1,218 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 567028000000000 |
|---|---|
| Street Address | 122 SCHOOL ST |
| City | KEENE |
| State | NH |
| Zip | 03431-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Lot Number | 28 |
| Jurisdiction | KEENE CITY NH |
| Township / Civil Division | KEENE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 971300 |
Source: Cheshire County and Keene City records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 119 WHITE ROCK CT, KETCHIKAN, AK 99901-9274 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK OF WALPOLE |
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit SAVINGS BANK OF WALPOLE |
| Dec 24, 2024 | Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION |
| Jul 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 8, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Prior Sale | Jul 8, 2022 · Amount on Record |
| Deed Document Number | 2025528 |
| Deed Book / Page | 3317 / 1099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Property Address | 122 SCHOOL ST, KEENE, NH 03431-3329 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003146-550 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 3146/550 |
| Instrument | 2100508 |
| Name | SAVINGS BANK OF WALPOLE |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Property Address | 122 SCHOOL ST, KEENE, NH 03431-3329 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003213-343 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 3213/343 |
| Instrument | 2204750 |
| Name | SAVINGS BANK OF WALPOLE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Property Address | 122 SCHOOL ST, KEENE, NH 03431-3329 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03297-1273 |
|---|---|
| Date | Dec 24, 2024 |
| Book Page | 3297/1273 |
| Instrument | 2408850 |
| Name | AFFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | Jul 31, 2025 |
| Property Address | 122 SCHOOL ST, KEENE, NH 03431-3329 |
| Document Number | 03317-1099 |
| Book / Page | 3317 / 1099 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 2505528 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 119 WHITE ROCK CT, KETCHIKAN, AK 99901-9274 |
| Document Number | 0002505529 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 2505529 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | Jul 8, 2022 |
| Property Address | 122 SCHOOL ST, KEENE, NH 03431-3329 |
| Document Number | 03218-1033 |
| Book / Page | 3218 / 1033 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 2206317 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 51 MODEL AVE, HOPEWELL, NJ 08525-1716 |
| Investor | Possibly a Property Investor |
| Document Number | 0002206318 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2206318 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cheshire County and Keene City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| Municipality | Keene City |
| Unified School District | Keene School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,276.00 (+3.92%) | $269,900 (-) Land $46,300 Building $223,600 |
| 2024 | $8,926.00 (+3.71%) | $269,900 (-) Land $46,300 Building $223,600 |
| 2023 | $8,607.00 (+3.08%) | $269,900 (+0.3%) Land $46,300 Building $223,600 |
| 2022 | $8,350.00 | $269,100 Land $46,300 Building $222,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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