127 S Beech St, Eaton, OH 45320 Property Records

Preble County property record for 127 S Beech St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1900
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Sep 2020)
Tax Bill	$1,497 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-062-02-015-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-062-02-015-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	99 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	750 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	127 S BEECH ST
City	EATON
State	OH
Zip	45320-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PT LOTS 57 - 58 TRACT 1
Legal Tract	1
Legal Block	2
Legal Lot Number	57 58
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2007
Census Tract	455001

Owner

127 S Beech St is owned and occupied by an individual who bought it in September 2020.

Source: Preble County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	127 S BEECH ST, EATON, OH 45320-2307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	May 3, 1999 · Amount on File
Deed Document Number	202000004557
Deed Book / Page	409 / 660
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Sep 24, 2020
Property Address	127 S BEECH ST, EATON, OH 45320-2307
Document Number	409/660
Book / Page	409 / 660
Map Reference	VOL 373 PG 162
Instrument Date	Aug 31, 2020
Instrument	202000004557
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 S BEECH ST, EATON, OH 45320-2307

Mortgage

Document Number	202000004558
Date	Sep 24, 2020
Instrument	202000004558

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 127 S Beech St was $1,497 with a homeowner's exemption, up 1.1% from the year before.

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,497.00 (+1.15%) Homeowner's exemption	$41,340 (-) Land $6,860 Building $34,480
2024	$1,480.00 (-14.25%) Homeowner's exemption	$41,340 (-) Land $6,860 Building $34,480
2023	$1,726.00 (+15.07%) Homeowner's exemption	$41,340 (+19.07%) Land $6,860 Building $34,480	$118,100 Land $19,600 Building $98,500
2022	$1,500.00 Homeowner's exemption	$34,720 Land $6,720 Building $28,000
2020			$118,100 Land $19,600 Building $98,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 S Beech St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 S Beech St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20