Preble County property record for 124 S Beech St, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,408 sqft · built 1900 |
| Lot Size | 0.073 acres (3,180 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Sep 2023) |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Dec 2006 Mortgage Dec 2006 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-062-01-009-000 |
| Primary APN | M40-0006-062-01-009-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 904 sqft |
| 2nd Floor Area | 504 sqft |
| Basement Area | 504 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 3,180 sqft (0.073 acres) |
| Lot Dimensions | 49 ft deep x 65 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 298 sqft |
| Heating System | Central |
|---|
| Street Address | 124 S BEECH ST |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MID PT LOT 59 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 455001 |
Source: Preble County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2006 | Deed of Trust, Mortgage OPTION ONE MORTGAGE CORP |
| Dec 6, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OPTION ONE MORTGAGE CORP |
| Sep 25, 2023 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Apr 13, 2023 | Warranty Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Dec 2, 2022 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Sep 26, 2006 | Limited Warranty Deed, Transfer · ARM OPTION ONE MORTGAGE CORP |
| Mar 24, 2006 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on Record |
| Deed Sale | Sep 25, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2023 · Amount on Record |
| Deed Document Number | 1232 |
| Deed Book / Page | 449 / 935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|
| Document Number | 00256/2028 |
|---|---|
| Date | Dec 6, 2006 |
| Book Page | 256/2028 |
| Instrument | 200600076318 |
| Name | OPTION ONE MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | IRVINE, CA 92618 |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Oct 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 11.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 11.6% |
| Max Rate At Change | 14.6% |
| Index | 6-Month LIBOR |
| Max Rate | 17.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|
| Document Number | 00256/2038 |
|---|---|
| Date | Dec 6, 2006 |
| Book Page | 256/2038 |
| Instrument | 200600076319 |
| Name | OPTION ONE MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Sep 25, 2023 |
| Property Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Document Number | 000449/935 |
| Book / Page | 449 / 935 |
| Map Reference | MB T PG 9 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 202300003798 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Document Number | 202300003799 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 202300003799 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Apr 13, 2023 |
| Property Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Document Number | 00444/1117 |
| Book / Page | 444 / 1117 |
| Map Reference | MB T PG 9 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 202300001352 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $118.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Dec 2, 2022 |
| Property Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Document Number | 000441/515 |
| Book / Page | 441 / 515 |
| Map Reference | MB I PG 9 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 202200005989 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Sep 26, 2006 |
| Property Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Document Number | 00253/2671 |
| Book / Page | 253 / 2671 |
| Map Reference | MB I PG9 |
| Instrument Date | Sep 11, 2006 |
| Instrument | 200600074615 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FREEDOM TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Document Number | 200600074616 |
|---|---|
| Date | Sep 26, 2006 |
| Instrument | 200600074616 |
| Name | OPTION ONE MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 11.6% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 11.6% |
| Max Rate At Change | 14.6% |
| Index | 6-Month LIBOR |
| Max Rate | 17.6% |
| Document Number | 00253/2682 |
|---|---|
| Date | Sep 26, 2006 |
| Book Page | 253/2682 |
| Instrument | 200600074617 |
| Name | OPTION ONE MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | EATON, OH 45320 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2036 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Mar 24, 2006 |
| Property Address | 124 S BEECH ST, EATON, OH 45320-2308 |
| Document Number | 00246/0595 |
| Book / Page | 246 / 0595 |
| Map Reference | MB1 PG9 |
| Instrument Date | Jan 6, 2006 |
| Instrument | 200600069878 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 S LASELLE ST, CHICAGO, IL 60603 |
| Investor | Possibly a Property Investor |
Source: Preble County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (+1.08%) Homeowner's exemption | $22,050 (-) Land $6,090 Building $15,960 | |
| 2024 | $836.00 (-13.55%) Homeowner's exemption | $22,050 (-) Land $6,090 Building $15,960 | |
| 2023 | $967.00 (-36.3%) Homeowner's exemption | $22,050 (+17.73%) Land $6,090 Building $15,960 | $63,000 (-) Land $17,400 Building $45,600 |
| 2022 | $1,518.00 | $18,730 Land $5,990 Building $12,740 | |
| 2020 | $63,000 Land $17,400 Building $45,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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