127 Pebble Creek Ln, Elyria, OH 44035 Property Records

Lorain County property record for 127 Pebble Creek Ln, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,318 sqft · built 2018
Lot Size	0.062 acres (2,712 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Nov 2024)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-012-104-085`

Property Details

APN / Parcel Number

Primary APN	`06-23-012-104-085`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,318 sqft Living Area
Gross Area	1,922 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,712 sqft (0.062 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Patio Area	20 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	127 PEBBLE CREEK LN
City	ELYRIA
State	OH
Zip	44035-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEY BROOK PLACE SUB NO 3 28.91 X 99.01
Legal Subdivision	STONEY BROOK PLACE SUB NO 3
Legal Block	104
Legal Lot Number	70
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2027
Census Tract	70200

Owner

127 Pebble Creek Ln is owned and occupied by two individuals who bought it in November 2024.

Source: Lorain County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 PEBBLE CREEK LN, ELYRIA, OH 44035-1361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage DOLLAR BANK FSB
Mar 3, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
May 31, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 31, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI FIRST FED'L S&L ASSN/LORAIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	202432904
Prior Transfer Date	Feb 26, 2020
Prior Transfer Doc	0000751530
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	127 PEBBLE CREEK LN, ELYRIA, OH 44035-1361
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PEBBLE CREEK LN, ELYRIA, OH 44035-1361

Mortgage

Document Number	0000088024
Date	Mar 12, 2026
Instrument	2026-0088024

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount on Record

March 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	Mar 3, 2020
Property Address	127 PEBBLE CREEK LN, ELYRIA, OH 44035-1361
Document Number	0000751530
Instrument Date	Feb 26, 2020
Instrument	751530
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PEBBLE CREEK LN ELYRIA OH 440351361, ELYRIA, OH 44035-1361

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 31, 2018
Property Address	127 PEBBLE CREEK LN, ELYRIA, OH 44035-1361
Document Number	0000674386
Instrument Date	May 23, 2018
Instrument	674386
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	260 S LOGAN ST ELYRIA OH 440356224, ELYRIA, OH 44035-6224

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	May 31, 2018
Property Address	127 PEBBLE CREEK LN, ELYRIA, OH 44035-1361
Document Number	0000674387
Instrument Date	May 23, 2018
Instrument	674387
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 AZALEA DR HARTWELL GA 306437337, HARTWELL, GA 30643-7337

Mortgage

Document Number	674388
Date	May 31, 2018
Instrument	674388

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 127 Pebble Creek Ln was $2,074, down 32.4% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,074.00 (-32.42%)	$64,860 (+0.01%) Land $14,000 Building $50,860	$185,300 (-) Land $40,000 Building $145,300
2024	$3,069.00 (+4.89%)	$64,855 (+20.74%) Land $14,000 Building $50,855	$185,300 (+20.74%) Land $40,000 Building $145,300
2023	$2,926.00 (+0.34%)	$53,715 (-0.01%) Land $9,450 Building $44,265	$153,470 Land $27,000 Building $126,470
2022	$2,916.00	$53,720 Land $9,450 Building $44,270
2021			$153,470 Land $27,000 Building $126,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 Pebble Creek Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Pebble Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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