123 Pebble Creek Ln, Elyria, OH 44035 Property Records

Lorain County property record for 123 Pebble Creek Ln, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,318 sqft · built 2018
Lot Size	0.063 acres (2,780 sqft)
Owner	Individual Name on File
Last Sale	$143,900 (May 2018)
Tax Bill	$3,207 (2025)
Deeds & Mortgages	Oct 2020 Transfer Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-012-104-086`

Property Details

APN / Parcel Number

Primary APN	`06-23-012-104-086`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,318 sqft Living Area
Gross Area	1,922 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,780 sqft (0.063 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Patio Area	20 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	123 PEBBLE CREEK LN
City	ELYRIA
State	OH
Zip	44035-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEY BROOK PLACE SUB NO 3 28 X 99.01
Legal Subdivision	STONEY BROOK PLACE SUB NO 3
Legal Block	104
Legal Lot Number	71
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2027
Census Tract	70200

Owner

123 Pebble Creek Ln is owned by an individual who acquired it in October 2020.

Source: Lorain County records, as of May 16, 2025

Owner of Record	Individual Name on File
Mailing Address	401 BEEBE AVE, ELYRIA, OH 44035-4029
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
May 18, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 18, 2018	Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Deed Document Number	2018672732
Last Transfer Date	Oct 27, 2020
Transfer Doc	0000785982
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 28, 2020
Property Address	123 PEBBLE CREEK LN, ELYRIA, OH 44035-1361
Document Number	0000785982
Instrument Date	Oct 27, 2020
Instrument	785982
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 PEBBLE CREEK LN ELYRIA OH 440351361, ELYRIA, OH 44035-1361

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	123 PEBBLE CREEK LN, ELYRIA, OH 44035-1361
Document Number	0000681826
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 PEBBLE CREEK LN ELYRIA OH 440351361, ELYRIA, OH 44035-1361

Mortgage

Document Number	0000681826
Date	Jul 31, 2018
Instrument	681826

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 18, 2018
Property Address	123 PEBBLE CREEK LN, ELYRIA, OH 44035-1361
Document Number	0000672731
Instrument Date	May 17, 2018
Instrument	672731
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	260 S LOGAN ST ELYRIA OH 440356224, ELYRIA, OH 44035-6224

May 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	May 18, 2018
Property Address	123 PEBBLE CREEK LN, ELYRIA, OH 44035-1361
Document Number	0000672732
Map Reference	VOL 102 PG 69
Instrument Date	May 17, 2018
Instrument	2018-0672732
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$575.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 PEBBLE CREEK LN, ELYRIA, OH 44035-1361

Tax Assessment & Valuation

The 2025 property tax bill for 123 Pebble Creek Ln was $3,207, up 2% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,207.00 (+2%)	$64,860 (+0.01%) Land $14,000 Building $50,860	$185,300 (-) Land $40,000 Building $145,300
2024	$3,144.00 (+4.87%)	$64,855 (+20.74%) Land $14,000 Building $50,855	$185,300 (+20.74%) Land $40,000 Building $145,300
2023	$2,998.00 (+0.33%)	$53,715 (-0.01%) Land $9,450 Building $44,265	$153,470 Land $27,000 Building $126,470
2022	$2,988.00	$53,720 Land $9,450 Building $44,270
2021			$153,470 Land $27,000 Building $126,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 Pebble Creek Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Pebble Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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