124 Pebble Creek Ln, Elyria, OH 44035 Property Records

Lorain County property record for 124 Pebble Creek Ln, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,318 sqft · built 2018
Lot Size	0.078 acres (3,437 sqft)
Owner	2 Trust Names on File
Last Sale	$142,200 (May 2018)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Sep 2026 Transfer May 2018 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`06-23-012-104-127`

Property Details

APN / Parcel Number

Primary APN	`06-23-012-104-127`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,318 sqft Living Area
Gross Area	1,922 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,437 sqft (0.078 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Patio Area	20 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	124 PEBBLE CREEK LN
City	ELYRIA
State	OH
Zip	44035-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEY BROOK PLACE SUB NO.4 32.00 X 107.51
Legal Subdivision	STONEY BROOK PLACE SUB NO.4
Legal Block	104
Legal Lot Number	107
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2027
Census Tract	70200

Owner

124 Pebble Creek Ln is owner-occupied and held in a trust since August 2026.

Source: Lorain County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	124 PEBBLE CREEK LN, ELYRIA, OH 44035-1360
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 30, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 30, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST FED'L S&L ASSN/LORAIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Deed Document Number	2018674100
Last Transfer Date	Aug 21, 2026
Transfer Doc	0000110965
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 10, 2026
Property Address	124 PEBBLE CREEK LN, ELYRIA, OH 44035-1360
Document Number	0000110965
Instrument Date	Aug 21, 2026
Instrument	2026110965
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	124 PEBBLE CREEK LN, ELYRIA, OH 44035-1360

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 30, 2018
Property Address	124 PEBBLE CREEK LN, ELYRIA, OH 44035-1360
Document Number	0000674099
Instrument Date	May 23, 2018
Instrument	674099
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	260 S LOGAN ST ELYRIA OH 440356224, ELYRIA, OH 44035-6224

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 30, 2018
Property Address	124 PEBBLE CREEK LN, ELYRIA, OH 44035-1360
Document Number	0000674100
Instrument Date	May 23, 2018
Instrument	674100
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 PEBBLE CREEK LN ELYRIA OH 440351360, ELYRIA, OH 44035-1360

Mortgage

Document Number	674101
Date	May 30, 2018
Instrument	674101

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 29, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 124 Pebble Creek Ln was $3,052 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 Homeowner's exemption	$64,810 (-) Land $14,000 Building $50,810	$185,170 (-) Land $40,000 Building $145,170
2024	$3,052.00 (+4.34%)	$64,810 (+20.74%) Land $14,000 Building $50,810	$185,170 (+20.74%) Land $40,000 Building $145,170
2023	$2,925.00 (+0.38%)	$53,676 (-0.01%) Land $9,450 Building $44,226	$153,360 Land $27,000 Building $126,360
2022	$2,914.00	$53,680 Land $9,450 Building $44,230
2021			$153,360 Land $27,000 Building $126,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Pebble Creek Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Pebble Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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