112 Pebble Creek Ln, Elyria, OH 44035 Property Records

Lorain County property record for 112 Pebble Creek Ln, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,318 sqft · built 2018
Owner	2 Individual Names on File
Last Sale	$154,700 (Aug 2018)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-012-104-124`

Property Details

APN / Parcel Number

Primary APN	`06-23-012-104-124`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,318 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Patio Area	20 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	112 PEBBLE CREEK LN
City	ELYRIA
State	OH
Zip	44035-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEY BROOK PLACE SUB NO.4 32.00 X 107.10
Legal Subdivision	STONEY BROOK PLACE SUB
Legal Lot Number	104
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2027
Census Tract	70200

Owner

112 Pebble Creek Ln is owned and occupied by two individuals who bought it in August 2018.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 PEBBLE CREEK LN, ELYRIA, OH 44035-1360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 8, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Aug 8, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Aug 8, 2018
Deed Document Number	2018092771
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	112 PEBBLE CREEK LN, ELYRIA, OH 44035-1360
Document Number	0000742695
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 PEBBLE CREEK LN ELYRIA OH 440351360, ELYRIA, OH 44035-1360

Mortgage

Document Number	0000742695
Date	Dec 19, 2019
Instrument	742695

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 8, 2018
Property Address	112 PEBBLE CREEK LN, ELYRIA, OH 44035-1360
Document Number	0000682941
Instrument Date	Jul 26, 2018
Instrument	682941
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	260 S LOGAN ST ELYRIA OH 440356224, ELYRIA, OH 44035-6224

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 8, 2018
Property Address	112 PEBBLE CREEK LN, ELYRIA, OH 44035-1360
Document Number	0000682942
Instrument Date	Jul 26, 2018
Instrument	682942
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 PEBBLE CREEK LN ELYRIA OH 440351360, ELYRIA, OH 44035-1360

Mortgage

Document Number	682943
Date	Aug 8, 2018
Instrument	682943

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 112 Pebble Creek Ln was $3,052.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00	$64,810 (-) Land $14,000 Building $50,810	$185,170 (-) Land $40,000 Building $145,170
2024	$3,052.00 (-2.52%)	$64,810 (+12.8%) Land $14,000 Building $50,810	$185,170 (+12.8%) Land $40,000 Building $145,170
2023	$3,131.00 (+0.38%)	$57,456 (-0.01%) Land $9,450 Building $48,006	$164,160 Land $27,000 Building $137,160
2022	$3,119.00	$57,460 Land $9,450 Building $48,010
2021			$164,160 Land $27,000 Building $137,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Pebble Creek Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Pebble Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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