Lorain County property record for 127 Lindsay Ct, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,347 sqft · built 1998 |
| Lot Size | 0.438 acres (7,167 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Sep 2005) |
| Tax Bill | $4,338 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-101-577 |
| Primary APN | 10-00-005-101-577 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,347 sqft Living Area |
| Gross Area | 2,800 sqft |
| 1st Floor Area | 1,209 sqft |
| Basement Area | 1,179 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,167 sqft (0.438 acres) |
| Lot Dimensions | 157 ft deep x 45.6 ft wide |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 161 sqft |
| Deck Area | 288 sqft |
| Patio Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 127 LINDSAY CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS SUB NO.9 45.55 X 157.34 S/L 238 |
| Legal Subdivision | UNIVERSITY OAKS SUB NO.9 |
| Legal Block | 101 |
| Legal Lot Number | 238 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 71202 |
Source: Lorain County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 127 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2005 · Amount on Record |
| Deed Sale | Sep 6, 2005 · Amount on Record |
| Prior Sale | Oct 16, 1998 · Amount on Record |
| Deed Document Number | 200595916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 127 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000866915 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-0866915 |
| Name | FIRST FEDERAL SAVINGS & LOAN ASSN OF |
|---|---|
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2032 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,338.00 Homeowner's exemption | $105,180 (+%) Land $20,210 Building $84,970 | $300,510 (-) Land $57,750 Building $242,760 |
| 2024 | $4,338.00 (+14.94%) | $105,179 (+30.01%) Land $20,213 Building $84,966 | $300,510 (+30.01%) Land $57,750 Building $242,760 |
| 2023 | $3,774.00 (+0.51%) | $80,903 (+%) Land $19,250 Building $61,653 | $231,150 (-) Land $55,000 Building $176,150 |
| 2022 | $3,755.00 | $80,900 Land $19,250 Building $61,650 | |
| 2021 | $231,150 Land $55,000 Building $176,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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