Lorain County property record for 123 Lindsay Ct, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,822 sqft · built 1997 |
| Lot Size | 0.287 acres (9,304 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $77,400 (Mar 2019) |
| Tax Bill | $3,208 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Jul 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-101-578 |
| Primary APN | 10-00-005-101-578 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 1,822 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,304 sqft (0.287 acres) |
| Lot Dimensions | 157 ft deep x 59.1 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 211 sqft |
| Patio Area | 64 sqft |
| Canopy | 123 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 123 LINDSAY CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS SUB NO.9 59.13 X 157.34 LIFE ESTATE LAURA KAMINSKI |
| Legal Subdivision | UNIVERSITY OAKS SUB NO.9 |
| Legal Block | 101 |
| Legal Lot Number | 239 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 71202 |
Source: Lorain County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2024 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Jul 25, 2022 | Transfer on Death Deed, Transfer |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK |
| Mar 25, 2019 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BK |
| Mar 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2019 · Amount on Record |
| Deed Sale | Mar 6, 2019 · Amount on Record |
| Prior Sale | Jun 24, 2008 · Amount on Record |
| Deed Document Number | 2019706524 |
| Prior Transfer Date | Jan 25, 2019 |
| Prior Transfer Doc | 0000706524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 123 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000028612 |
|---|---|
| Date | Oct 4, 2024 |
| Instrument | 2024-0028612 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 25, 2022 |
| Property Address | 123 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Document Number | 0000884444 |
| Map Reference | VOL 55 PG 31&32 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2022-0884444 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 123 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 123 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Document Number | 0000789651 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 123 LINDSAY CT ELYRIA OH 440358857, ELYRIA, OH 44035-8857 |
| Document Number | 0000789651 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 789651 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | NORTH WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 18, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 123 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Document Number | 0000711859 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 123 LINDSAY CT ELYRIA OH 440358857, ELYRIA, OH 44035-8857 |
| Document Number | 0000711859 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 711859 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 21, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 6, 2019 |
| Property Address | 123 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Document Number | 0000706524 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 706524 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $309.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 LINDSAY CT ELYRIA OH 440358857, ELYRIA, OH 44035-8857 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,208.00 Homeowner's exemption | $77,780 (%) Land $20,210 Building $57,570 | $222,230 (-) Land $57,750 Building $164,480 |
| 2024 | $3,208.00 (+18.16%) | $77,781 (+32.19%) Land $20,213 Building $57,568 | $222,230 (+32.19%) Land $57,750 Building $164,480 |
| 2023 | $2,715.00 (-4.5%) | $58,839 (%) Land $19,250 Building $39,589 | $168,110 (-) Land $55,000 Building $113,110 |
| 2022 | $2,843.00 | $58,840 Land $19,250 Building $39,590 | |
| 2021 | $168,110 Land $55,000 Building $113,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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