122 Lindsay Ct, Elyria, OH 44035 Property Records

Lorain County property record for 122 Lindsay Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,022 sqft · built 1998
Lot Size	0.235 acres (13,297 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2007)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-574`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-574`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,022 sqft Living Area
Gross Area	2,553 sqft
1st Floor Area	1,174 sqft
Basement Area	1,174 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,297 sqft (0.235 acres)
Lot Dimensions	145 ft deep x 91.4 ft wide
Garage Type	Attached
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	122 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	122 LINDSAY CT
City	ELYRIA
State	OH
Zip	44035-8857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY OAKS SUB NO.9 91.35 X 145.56
Legal Subdivision	UNIVERSITY OAKS SUB NO.9
Legal Block	101
Legal Lot Number	235
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1015
Census Tract	71202

Owner

Source: Lorain County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 LINDSAY CT, ELYRIA, OH 44035-8857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2007 · Amount on Record
Deed Sale	May 30, 2007 · Amount on Record
Prior Sale	Oct 2, 1998 · Amount on Record
Deed Document Number	2007205989
Last Transfer Date	May 26, 2021
Transfer Doc	20210820611
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jun 1, 2021
Property Address	122 LINDSAY CT, ELYRIA, OH 44035-8857
Document Number	20210820611
Map Reference	VOL 55 PG 31&32
Instrument Date	May 26, 2021
Instrument	2021-0820611
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 LINDSAY CT, ELYRIA, OH 44035-8857

Mortgage

Document Number	20210820612
Date	Jun 1, 2021
Instrument	2021-0820612

Lender

Name	THE CORTLAND SAVINGS & BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,235.00 (-2.58%) Homeowner's exemption	$101,890 (+%) Land $19,300 Building $82,590	$291,110 (-) Land $55,130 Building $235,980
2024	$4,347.00 (+19.42%)	$101,889 (+30.65%) Land $19,296 Building $82,593	$291,110 (+30.65%) Land $55,130 Building $235,980
2023	$3,640.00 (+1.45%)	$77,987 (%) Land $17,500 Building $60,487	$222,820 (-) Land $50,000 Building $172,820
2022	$3,588.00	$77,990 Land $17,500 Building $60,490
2021			$222,820 Land $50,000 Building $172,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20